{"id":50401,"date":"2025-06-18T14:12:33","date_gmt":"2025-06-18T14:12:33","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=50401"},"modified":"2026-05-30T09:23:40","modified_gmt":"2026-05-30T07:23:40","slug":"el-senado-aprueba-la-ley-genius-para-regular-stablecoins","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/el-senado-aprueba-la-ley-genius-para-regular-stablecoins\/","title":{"rendered":"El Senado Aprueba la Ley GENIUS para Regular Stablecoins"},"content":{"rendered":"<p style=\"text-align: justify\">Puntos clave de la Noticia<\/p>\n<ul style=\"text-align: justify\">\n<li><span style=\"font-weight: 400\"><strong>El Senado aprob\u00f3 la Ley GENIUS, estableciendo el primer marco regulatorio formal para stablecoins en EE.UU.,<\/strong> permitiendo que bancos y empresas tecnol\u00f3gicas emitan estos activos digitales bajo estrictas normas. <\/span><\/li>\n<li><span style=\"font-weight: 400\">La ley exige que<strong> las stablecoins est\u00e9n totalmente respaldadas por activos l\u00edquidos<\/strong> y que se realicen divulgaciones mensuales de transparencia. <\/span><\/li>\n<li><span style=\"font-weight: 400\">Este avance busca integrar las stablecoins en el sistema financiero tradicional, <strong>fomentando la innovaci\u00f3n y protegiendo a los consumidores.<\/strong><\/span><br \/>\n<hr \/>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify\"><span style=\"font-weight: 400\">La reciente votaci\u00f3n en el Senado sobre la<a href=\"https:\/\/www.banking.senate.gov\/newsroom\/majority\/scott-champions-historic-senate-passage-of-genius-act\" target=\"_blank\" rel=\"noopener noreferrer\"><strong> Ley GENIUS<\/strong><\/a> representa un momento clave para el sector de activos digitales <strong>al establecer reglas claras para las stablecoins reguladas.<\/strong> Se espera que esta legislaci\u00f3n abra las puertas para que<strong> bancos, firmas de Wall Street y grandes empresas tecnol\u00f3gicas puedan emitir stablecoins<\/strong>, criptomonedas respaldadas por activos estables como el d\u00f3lar estadounidense o valores del Tesoro. Al formalizar estos est\u00e1ndares, la ley <strong>reduce la incertidumbre que durante a\u00f1os ha limitado la adopci\u00f3n masiva de stablecoins<\/strong> en los mercados financieros, aportando claridad regulatoria necesaria para inversores y emisores.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-weight: 400\">La Ley GENIUS exige que los emisores de stablecoins<strong> mantengan reservas suficientes y ofrezcan protecciones estrictas ante quiebras para los usuarios.<\/strong> Adem\u00e1s, obliga a realizar divulgaciones mensuales sobre la composici\u00f3n de las reservas, lo que aumenta la transparencia y la confianza. L\u00edderes de la industria consideran que este es un paso fundamental que podr\u00eda liberar billones de d\u00f3lares en liquidez y<strong> estimular la innovaci\u00f3n en pagos y <a href=\"https:\/\/thecryptocurrencypost.net\/es\/tag\/defi\/\">finanzas descentralizadas<\/a>.<\/strong><\/span><\/p>\n<h2><strong>Reacciones del Sector Financiero Y Retos Futuros<\/strong><\/h2>\n<p style=\"text-align: justify\"><span style=\"font-weight: 400\">Aunque la industria cripto recibe con optimismo la noticia, <strong>algunas instituciones financieras tradicionales muestran cautela<\/strong>, viendo a las stablecoins como competencia potencial para sus dep\u00f3sitos. Este escenario podr\u00eda explicar movimientos como el lanzamiento por<strong> JPMorgan de JPMD, un token de dep\u00f3sito en blockchain p\u00fablica,<\/strong> coincidiendo con la aprobaci\u00f3n en el Senado.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-weight: 400\">El camino para que la ley entre en vigor <strong>a\u00fan enfrenta desaf\u00edos.<\/strong> La C\u00e1mara de Representantes analiza otro proyecto diferente sobre stablecoins, <strong>lo que podr\u00eda retrasar la aprobaci\u00f3n final.<\/strong> Adem\u00e1s, combinar esta legislaci\u00f3n con reformas m\u00e1s amplias del mercado puede complicar el proceso.<\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-50402\" src=\"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/06\/Stablecoins-US.png\" alt=\"Estados Unidos Stablecoins\" width=\"699\" height=\"280\" srcset=\"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/06\/Stablecoins-US.png 699w, https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/06\/Stablecoins-US-300x120.png 300w, https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/06\/Stablecoins-US-585x234.png 585w\" sizes=\"(max-width: 699px) 100vw, 699px\" \/><\/p>\n<p style=\"text-align: justify\"><span style=\"font-weight: 400\">A pesar de esto, firmas como <strong>Circle ya han experimentado un aumento en su valoraci\u00f3n tras la votaci\u00f3n en el Senado,<\/strong> mostrando confianza en un futuro con activos digitales m\u00e1s regulados. Grandes compa\u00f1\u00edas como <strong>Amazon, Walmart, Apple y Google<\/strong> exploran emitir o adoptar stablecoins, evidenciando la creciente importancia de estos activos en el comercio diario.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-weight: 400\">Al representar las stablecoins la mayor parte de los activos digitales denominados en d\u00f3lares, la Ley GENIUS busca <strong>fortalecer el papel dominante del d\u00f3lar en la econom\u00eda digital emergente,<\/strong> impulsando la innovaci\u00f3n regulada. Este avance es un paso fundamental hacia un ecosistema financiero m\u00e1s integrado y transparente que adopta la tecnolog\u00eda <a href=\"https:\/\/thecryptocurrencypost.net\/es\/noticias-criptomonedas\/blockchain\/\" target=\"_blank\" rel=\"noopener\"><strong>blockchain<\/strong><\/a>, <strong>cerrando la brecha entre las finanzas tradicionales y las soluciones descentralizadas.<\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Puntos clave de la Noticia El Senado aprob\u00f3 la Ley GENIUS, estableciendo el primer marco regulatorio formal para stablecoins en EE.UU., permitiendo que bancos y empresas tecnol\u00f3gicas emitan estos activos digitales bajo estrictas normas. La ley exige que las stablecoins est\u00e9n totalmente respaldadas por activos l\u00edquidos y que se realicen divulgaciones mensuales de transparencia. Este [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":50403,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,257],"tags":[140,383],"class_list":["post-50401","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-editors-picks","category-regulacion","tag-criptomonedas","tag-stablecoins"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El Senado Aprueba la Ley GENIUS para Regular Stablecoins The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"El Senado aprob\u00f3 la Ley GENIUS, estableciendo el primer marco regulatorio formal para stablecoins en EE.UU.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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