{"id":50630,"date":"2025-07-01T15:37:48","date_gmt":"2025-07-01T15:37:48","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=50630"},"modified":"2025-07-01T17:37:23","modified_gmt":"2025-07-01T17:37:23","slug":"sparkassen-de-alemania-abre-la-puerta-al-trading-de-bitcoin-en-su-app-bancaria","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/sparkassen-de-alemania-abre-la-puerta-al-trading-de-bitcoin-en-su-app-bancaria\/","title":{"rendered":"Sparkassen de Alemania abre la Puerta al Trading de Bitcoin en su App Bancaria"},"content":{"rendered":"<p style=\"text-align: justify\"><span data-preserver-spaces=\"true\">Puntos Clave de la Noticia<\/span><\/p>\n<ul style=\"text-align: justify\">\n<li><strong><span data-preserver-spaces=\"true\">Sparkassen permitir\u00e1 a aproximadamente 50 millones de clientes minoristas operar con Bitcoin y Ether<\/span><\/strong><span data-preserver-spaces=\"true\"> directamente en su app bancaria para el verano de 2026, aprovechando la nueva normativa MiCAR de la UE.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">La funci\u00f3n de autoservicio, operada por DekaBank<\/span><\/strong><span data-preserver-spaces=\"true\">, ofrece custodia y ejecuci\u00f3n con claras advertencias de volatilidad y p\u00e9rdidas; no se requiere asesoramiento en la sucursal.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Ante la presi\u00f3n de los proyectos piloto de bancos cooperativos y br\u00f3keres digitales<\/span><\/strong><span data-preserver-spaces=\"true\"><span data-preserver-spaces=\"true\"> como Trade Republic y N26, Sparkassen adopta una oferta regulada de criptomonedas para mantener su cuota de mercado.<\/span><\/span><br \/>\n<hr \/>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify\"><span data-preserver-spaces=\"true\">La red de cajas de ahorros m\u00e1s grande de Alemania,<\/span><strong><span data-preserver-spaces=\"true\"> Sparkassen-Finanzgruppe, ha <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.bloomberg.com\/news\/articles\/2025-06-30\/sparkassen-mit-richtungsschwenk-bitcoin-handel-kommt-nun-doch\" target=\"_blank\" rel=\"noopener noreferrer\"><span data-preserver-spaces=\"true\">decidido<\/span><\/a><span data-preserver-spaces=\"true\"> permitir a los clientes operar con Bitcoin y otras <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/thecryptocurrencypost.net\/es\/noticias-criptomonedas\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">criptomonedas<\/span><\/a><span data-preserver-spaces=\"true\"> directamente a trav\u00e9s de su app de banca m\u00f3vil<\/span><\/strong><span data-preserver-spaces=\"true\">. Hace unos a\u00f1os, un comit\u00e9 interno de Sparkassen descart\u00f3 las criptomonedas por considerarlas demasiado vol\u00e1tiles. <\/span><!--more--><\/p>\n<p style=\"text-align: justify\"><span data-preserver-spaces=\"true\">Ahora, gracias a la normativa de la UE sobre Mercados de Criptoactivos, el grupo cuenta con un marco legal s\u00f3lido que convierte los activos digitales de un tab\u00fa en un servicio generalizado. <\/span><\/p>\n<h2 style=\"text-align: left\"><span data-preserver-spaces=\"true\">Un Servicio Autodirigido con Alertas de Riesgo<\/span><\/h2>\n<p style=\"text-align: justify\"><span data-preserver-spaces=\"true\">En lugar de ofrecer asesoramiento de inversi\u00f3n, <\/span><strong><span data-preserver-spaces=\"true\">Sparkassen implementar\u00e1 una funci\u00f3n de autoservicio para operar con criptomonedas, gestionada por DekaBank, su divisi\u00f3n de valores<\/span><\/strong><span data-preserver-spaces=\"true\">. Los usuarios ver\u00e1n advertencias claras sobre la volatilidad y el potencial de p\u00e9rdida total, pero podr\u00e1n comprar y vender libremente sin necesidad de asistencia en una sucursal. <\/span><\/p>\n<p style=\"text-align: justify\"><span data-preserver-spaces=\"true\">Este enfoque permite a los inversores con iniciativa explorar Bitcoin y Ether, a la vez que protege a los bancos de la responsabilidad legal por asesoramiento.<\/span><\/p>\n<h2 style=\"text-align: left\"><span data-preserver-spaces=\"true\">Bancos y Fintechs Rivales Aumentan la Presi\u00f3n<\/span><\/h2>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-50631\" src=\"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/07\/VolksbankenAndRaiffeisenbanken.jpg\" alt=\"Sparkassen de Alemania abre la Puerta al Trading de Bitcoin en su App Bancaria\" width=\"699\" height=\"280\" srcset=\"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/07\/VolksbankenAndRaiffeisenbanken.jpg 699w, https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/07\/VolksbankenAndRaiffeisenbanken-300x120.jpg 300w, https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/07\/VolksbankenAndRaiffeisenbanken-585x234.jpg 585w\" sizes=\"(max-width: 699px) 100vw, 699px\" \/><\/p>\n<p style=\"text-align: justify\"><span data-preserver-spaces=\"true\">La presi\u00f3n de los bancos cooperativos y las \u00e1giles fintechs contribuy\u00f3 a cerrar el acuerdo. <\/span><strong><span data-preserver-spaces=\"true\">Volksbanken y Raiffeisenbanken<\/span><\/strong><span data-preserver-spaces=\"true\"> se han asociado con <\/span><strong><span data-preserver-spaces=\"true\">DZ Bank<\/span><\/strong><span data-preserver-spaces=\"true\"> y la <\/span><strong><span data-preserver-spaces=\"true\">Bolsa de Valores de Stuttgart<\/span><\/strong><span data-preserver-spaces=\"true\"> para iniciar proyectos piloto de criptomonedas.<\/span><\/p>\n<p style=\"text-align: justify\"><span data-preserver-spaces=\"true\">Al mismo tiempo, br\u00f3keres digitales como <\/span><strong><span data-preserver-spaces=\"true\">Trade Republic y N26<\/span><\/strong><span data-preserver-spaces=\"true\"> han atra\u00eddo a millones de usuarios minoristas al mercado. Ante el aumento de solicitudes de clientes y el temor a quedarse atr\u00e1s, Sparkassen opt\u00f3 por adoptar una oferta regulada en lugar de ceder terreno.<\/span><\/p>\n<h2 style=\"text-align: left\"><span data-preserver-spaces=\"true\">Cuenta Regresiva de un A\u00f1o para Alcanzar los 50 millones de Clientes<\/span><\/h2>\n<p style=\"text-align: justify\"><strong><span data-preserver-spaces=\"true\">Sparkassen lanzar\u00e1 su nuevo m\u00f3dulo de criptomonedas para el verano de 2026<\/span><\/strong><span data-preserver-spaces=\"true\">, lo que permitir\u00e1 a aproximadamente 50 millones de usuarios operar con Bitcoin y Ether. Entre bastidores, DekaBank se encargar\u00e1 de la custodia y la ejecuci\u00f3n, aprovechando su infraestructura con licencia de BaFin.<\/span><\/p>\n<p style=\"text-align: justify\"><span data-preserver-spaces=\"true\">Si bien el servicio no incluir\u00e1 campa\u00f1as de marketing ni asesoramiento personalizado, su mera existencia indica que las criptomonedas ya no son activos marginales. A medida que crece el inter\u00e9s de minoristas e instituciones por los tokens digitales, la iniciativa de Sparkassen podr\u00eda acelerar la incorporaci\u00f3n de las criptomonedas a la banca diaria.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Puntos Clave de la Noticia Sparkassen permitir\u00e1 a aproximadamente 50 millones de clientes minoristas operar con Bitcoin y Ether directamente en su app bancaria para el verano de 2026, aprovechando la nueva normativa MiCAR de la UE. La funci\u00f3n de autoservicio, operada por DekaBank, ofrece custodia y ejecuci\u00f3n con claras advertencias de volatilidad y p\u00e9rdidas; [&hellip;]<\/p>\n","protected":false},"author":28,"featured_media":50632,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[80,33],"tags":[143,626,124,356],"class_list":["post-50630","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-companias","category-editors-picks","tag-alemania","tag-banco","tag-bitcoin","tag-trading"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sparkassen de Alemania abre la Puerta al Trading de Bitcoin en su App Bancaria The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"Sparkassen-Finanzgruppe, ha decidido permitir a los clientes operar con Bitcoin y otras criptomonedas 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