{"id":52546,"date":"2025-09-24T21:23:41","date_gmt":"2025-09-24T21:23:41","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=52546"},"modified":"2026-05-30T09:27:06","modified_gmt":"2026-05-30T07:27:06","slug":"las-stablecoins-necesitan-normas-de-proteccion-para-competir-con-los-bancos-segun-jina","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/las-stablecoins-necesitan-normas-de-proteccion-para-competir-con-los-bancos-segun-jina\/","title":{"rendered":"Las stablecoins necesitan regulaci\u00f3n para competir con Visa, afirma directivo de Alchemy Pay"},"content":{"rendered":"<p><a href=\"https:\/\/x.com\/gponcin?lang=es\" target=\"_blank\" rel=\"noopener noreferrer\">Guillaume Poncin<\/a>, director de tecnolog\u00eda de la empresa de pagos Alchemy Pay, declar\u00f3 recientemente que para que las <b><a href=\"https:\/\/thecryptocurrencypost.net\/es\/tag\/stablecoins\/\">stablecoins<\/a><\/b> puedan competir eficazmente con los gigantes financieros tradicionales, es imperativo que existan marcos regulatorios claros y robustas protecciones para el consumidor. Poncin subraya que esta claridad normativa es el \u00fanico camino para que la tecnolog\u00eda de las monedas estables alcance su m\u00e1ximo potencial y desaf\u00ede a los sistemas de pago establecidos.<\/p>\n<p><!--more--><\/p>\n<p>Durante sus declaraciones, el directivo enfatiz\u00f3 que las <a href=\"https:\/\/thecryptocurrencypost.net\/es\/la-batalla-por-las-stablecoins-en-ee-uu-podria-ser-un-juego-de-suma-cero-segun-jpmorgan\/\" target=\"_blank\" rel=\"noopener\"><b>stablecoins<\/b><\/a> tienen la capacidad de convertirse en un sistema de pagos superior, pero su crecimiento se ve frenado por la actual incertidumbre regulatoria. <b>La ausencia de reglas claras<\/b> en mercados clave, como Estados Unidos, genera desconfianza tanto en usuarios como en inversores, limitando su adopci\u00f3n masiva y su integraci\u00f3n en el sistema financiero global. Poncin insiste en que una regulaci\u00f3n adecuada no solo es necesaria, sino deseada por la industria.<\/p>\n<p>El debate sobre la regulaci\u00f3n de las <b>stablecoins<\/b> no es nuevo. Durante a\u00f1os, reguladores de todo el mundo han se\u00f1alado los riesgos potenciales de estos activos, que van desde la estabilidad financiera hasta el lavado de dinero. Sin embargo, tambi\u00e9n reconocen su potencial para modernizar los sistemas de pago. La visi\u00f3n del ejecutivo busca un equilibrio donde <b>la innovaci\u00f3n pueda florecer<\/b> dentro de un entorno seguro y regulado, similar al que operan otras instituciones financieras.<\/p>\n<p>Una regulaci\u00f3n federal en Estados Unidos podr\u00eda ser el catalizador que las <b>stablecoins<\/b> necesitan para su aceptaci\u00f3n generalizada. Esto no solo brindar\u00eda certidumbre a los emisores y usuarios, sino que tambi\u00e9n podr\u00eda fomentar una mayor competencia en el sector de pagos, que ha estado dominado durante d\u00e9cadas por unas pocas empresas. <b>El impacto en los mercados<\/b> ser\u00eda significativo, ya que unos rieles de pago m\u00e1s eficientes y baratos beneficiar\u00edan a toda la econom\u00eda.<\/p>\n<h2>El futuro regulatorio de los pagos digitales<\/h2>\n<p>En conclusi\u00f3n, la industria de las <b>stablecoins<\/b> se encuentra en una encrucijada crucial. El llamado de l\u00edderes como Guillaume Poncin a favor de una regulaci\u00f3n proactiva evidencia la madurez del sector y su disposici\u00f3n para colaborar con los legisladores. El siguiente paso ser\u00e1 observar c\u00f3mo los gobiernos responden a esta necesidad para definir el futuro de las finanzas digitales y determinar si las monedas estables lograr\u00e1n competir en igualdad de condiciones con los sistemas tradicionales.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Guillaume Poncin, director de tecnolog\u00eda de la empresa de pagos Alchemy Pay, declar\u00f3 recientemente que para que las stablecoins puedan competir eficazmente con los gigantes financieros tradicionales, es imperativo que existan marcos regulatorios claros y robustas protecciones para el consumidor. Poncin subraya que esta claridad normativa es el \u00fanico camino para que la tecnolog\u00eda de [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":52545,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"","rank_math_description":"","rank_math_robots":[],"footnotes":""},"categories":[80,33],"tags":[142,285],"class_list":["post-52546","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-companias","category-editors-picks","tag-noticias","tag-regulacion-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Las stablecoins necesitan regulaci\u00f3n para competir con Visa, afirma directivo de Alchemy Pay The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"El CEO de Circle, Jeremy Allaire, afirma que la regulaci\u00f3n y protecci\u00f3n al 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