{"id":53461,"date":"2025-10-06T14:32:39","date_gmt":"2025-10-06T14:32:39","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=53461"},"modified":"2026-05-30T09:26:12","modified_gmt":"2026-05-30T07:26:12","slug":"standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/","title":{"rendered":"Standard Chartered y el mercado de stablecoins con miras a 2028"},"content":{"rendered":"<p><strong>Standard Chartered calcula que hasta 1.000.000.000.000 de d\u00f3lares podr\u00eda trasladarse de dep\u00f3sitos en bancos de mercados emergentes a <a href=\"https:\/\/thecryptocurrencypost.net\/es\/tag\/stablecoins\/\">stablecoins<\/a> en 2028<\/strong>. <strong>Ese desplazamiento alterar\u00eda los flujos de ahorro y la liquidez que emplean hogares, empresas y bancos centrales en esas econom\u00edas<\/strong>. El debate se enmarca en proyecciones divergentes sobre el tama\u00f1o del mercado y en un entorno regulatorio en evoluci\u00f3n.<\/p>\n<p><!--more--><\/p>\n<p><strong><a href=\"https:\/\/thecryptocurrencypost.net\/es\/okx-y-standard-chartered-establecen-un-nuevo-estandar-en-la-custodia-de-criptomonedas\/\" target=\"_blank\" rel=\"noopener\">Standard Chartered<\/a> sit\u00faa esa salida potencial dentro de una expansi\u00f3n del mercado de stablecoins hasta 2 billones de d\u00f3lares de capitalizaci\u00f3n a finales de 2028<\/strong>. En pa\u00edses con monedas locales inestables, los usuarios buscan acceso al d\u00f3lar con menos tr\u00e1mites; Geoffrey Kendrick (Global Head of Digital Asset Research) y Madhur Jha (Global Economist besides Head of Thematic Research) describen a los stablecoins como \u201ccuentas bancarias en d\u00f3lares\u201d para muchos residentes.<\/p>\n<p><strong>JPMorgan, en cambio, estima un mercado de unos 500 mil millones de d\u00f3lares para 2028 y advierte que la adopci\u00f3n sigue limitada y concentrada en el ecosistema cripto<\/strong>. Este contraste subraya la incertidumbre sobre la velocidad y el alcance de la adopci\u00f3n, especialmente donde el marco regulatorio y la infraestructura de pagos evolucionan con rapidez.<\/p>\n<h2>El impacto en el mercado de stablecoins<\/h2>\n<p>Una salida de hasta 1 bill\u00f3n de d\u00f3lares desde dep\u00f3sitos podr\u00eda generar tensiones de liquidez y aumentar el riesgo de desintermediaci\u00f3n bancaria en econom\u00edas emergentes, afectando la capacidad de los bancos para otorgar cr\u00e9dito local.<\/p>\n<p>A su vez, <strong>el uso generalizado de stablecoins podr\u00eda acelerar la dolarizaci\u00f3n digital,<\/strong> reducir la demanda de moneda local y restringir el control de la pol\u00edtica monetaria.<\/p>\n<p>El debate incluye propuestas como la GENIUS Act de EE. UU., que exige reservas 1:1 y, en versiones citadas, impone rendimiento cero a los emisores que cumplen la norma; <a href=\"https:\/\/www.sc.com\/en\/corporate-investment-banking\/financial-markets\/global-research\/\" target=\"_blank\" rel=\"noopener noreferrer\">Standard Chartered<\/a> sostiene que la protecci\u00f3n del capital sigue siendo clave para los usuarios emergentes.<\/p>\n<p>La brecha entre la<strong> proyecci\u00f3n optimista (2 mil millones en total)<\/strong> y <strong>la conservadora (500 mil millones)<\/strong> de JPMorgan pone en evidencia riesgos de modelado, la dependencia de la confianza en los emisores y el grado de uso en pagos reales frente a la actividad cripto.<\/p>\n<p><strong>2028 aparece como un a\u00f1o clave para medir la velocidad de adopci\u00f3n y la respuesta regulatoria<\/strong>. La evoluci\u00f3n de normas como la GENIUS Act y los movimientos de liquidez en mercados emergentes ser\u00e1n hitos a seguir, seg\u00fan el an\u00e1lisis de Standard Chartered.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Standard Chartered calcula que hasta 1.000.000.000.000 de d\u00f3lares podr\u00eda trasladarse de dep\u00f3sitos en bancos de mercados emergentes a stablecoins en 2028. Ese desplazamiento alterar\u00eda los flujos de ahorro y la liquidez que emplean hogares, empresas y bancos centrales en esas econom\u00edas. El debate se enmarca en proyecciones divergentes sobre el tama\u00f1o del mercado y en [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":53460,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,259],"tags":[896,383,1167],"class_list":["post-53461","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-editors-picks","category-mercado","tag-jpmorgan","tag-stablecoins","tag-standard-chartered"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Standard Chartered y el mercado de stablecoins con miras a 2028 The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"Standard Chartered calcula que hasta 1.000.000.000.000 de d\u00f3lares podr\u00eda trasladarse de dep\u00f3sitos en bancos de mercados emergentes a stablecoins en 2028.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Standard Chartered y el mercado de stablecoins con miras a 2028 The CryptoCurrency Post ESP\" \/>\n<meta property=\"og:description\" content=\"Standard Chartered calcula que hasta 1.000.000.000.000 de d\u00f3lares podr\u00eda trasladarse de dep\u00f3sitos en bancos de mercados emergentes a stablecoins en 2028.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/\" \/>\n<meta property=\"og:site_name\" content=\"The CryptoCurrency Post ESP\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-06T14:32:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-30T07:26:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/10\/digital-dollarization-stablecoins-header.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Logan Pierce\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Logan Pierce\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Standard Chartered y el mercado de stablecoins con miras a 2028 The CryptoCurrency Post ESP","description":"Standard Chartered calcula que hasta 1.000.000.000.000 de d\u00f3lares podr\u00eda trasladarse de dep\u00f3sitos en bancos de mercados emergentes a stablecoins en 2028.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/","og_locale":"es_ES","og_type":"article","og_title":"Standard Chartered y el mercado de stablecoins con miras a 2028 The CryptoCurrency Post ESP","og_description":"Standard Chartered calcula que hasta 1.000.000.000.000 de d\u00f3lares podr\u00eda trasladarse de dep\u00f3sitos en bancos de mercados emergentes a stablecoins en 2028.","og_url":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/","og_site_name":"The CryptoCurrency Post ESP","article_published_time":"2025-10-06T14:32:39+00:00","article_modified_time":"2026-05-30T07:26:12+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/10\/digital-dollarization-stablecoins-header.jpeg","type":"image\/jpeg"}],"author":"Logan Pierce","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Logan Pierce","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/#article","isPartOf":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/"},"author":{"name":"Logan Pierce","@id":"https:\/\/thecryptocurrencypost.net\/es\/#\/schema\/person\/8ea721bf16fb5237979cfae697156c7e"},"headline":"Standard Chartered y el mercado de stablecoins con miras a 2028","datePublished":"2025-10-06T14:32:39+00:00","dateModified":"2026-05-30T07:26:12+00:00","mainEntityOfPage":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/"},"wordCount":421,"publisher":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/#organization"},"image":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/#primaryimage"},"thumbnailUrl":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/10\/digital-dollarization-stablecoins-header.jpeg","keywords":["JPMorgan","Stablecoins","standard chartered"],"articleSection":["Editor's Picks","Mercado"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/","url":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/","name":"Standard Chartered y el mercado de stablecoins con miras a 2028 The CryptoCurrency Post ESP","isPartOf":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/#primaryimage"},"image":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/#primaryimage"},"thumbnailUrl":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/10\/digital-dollarization-stablecoins-header.jpeg","datePublished":"2025-10-06T14:32:39+00:00","dateModified":"2026-05-30T07:26:12+00:00","description":"Standard Chartered calcula que hasta 1.000.000.000.000 de d\u00f3lares podr\u00eda trasladarse de dep\u00f3sitos en bancos de mercados emergentes a stablecoins en 2028.","breadcrumb":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/#primaryimage","url":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/10\/digital-dollarization-stablecoins-header.jpeg","contentUrl":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/10\/digital-dollarization-stablecoins-header.jpeg","width":1280,"height":720,"caption":"Figura central con smartphone; flujos de d\u00f3lar y stablecoins desde bancos hacia una b\u00f3veda digital, simbolizando dollarizaci\u00f3n digital."},{"@type":"BreadcrumbList","@id":"https:\/\/thecryptocurrencypost.net\/es\/standard-chartered-preve-hasta-1-billon-de-dolares-migrando-de-depositos-en-emergentes-a-stablecoins-en-2028\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Noticias Criptomonedas","item":"https:\/\/thecryptocurrencypost.net\/es\/"},{"@type":"ListItem","position":2,"name":"Standard Chartered y el mercado de stablecoins con miras a 2028"}]},{"@type":"WebSite","@id":"https:\/\/thecryptocurrencypost.net\/es\/#website","url":"https:\/\/thecryptocurrencypost.net\/es\/","name":"The CryptoCurrency Post ESP","description":"Crypto News","publisher":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/thecryptocurrencypost.net\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/thecryptocurrencypost.net\/es\/#organization","name":"The CryptoCurrency Post ESP","url":"https:\/\/thecryptocurrencypost.net\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/thecryptocurrencypost.net\/es\/#\/schema\/logo\/image\/","url":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2026\/05\/TCP-favicon-dev.png","contentUrl":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2026\/05\/TCP-favicon-dev.png","width":280,"height":280,"caption":"The CryptoCurrency Post ESP"},"image":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/thecryptocurrencypost.net\/es\/#\/schema\/person\/8ea721bf16fb5237979cfae697156c7e","name":"Logan Pierce","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/5ab2e9d00b2f2bfbb16839de2266dc9a7a9e7a11b55eaae309d55cc61d25b4b2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5ab2e9d00b2f2bfbb16839de2266dc9a7a9e7a11b55eaae309d55cc61d25b4b2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5ab2e9d00b2f2bfbb16839de2266dc9a7a9e7a11b55eaae309d55cc61d25b4b2?s=96&d=mm&r=g","caption":"Logan Pierce"},"description":"Logan focuses on global cryptocurrency regulation, compliance, and policy developments. His reporting examines how legislative decisions influence market structure, institutional adoption, and the rights of industry participants. When relevant, he also analyzes how regulatory frameworks specifically affect Layer 1 networks and digital asset volatility.","url":"https:\/\/thecryptocurrencypost.net\/es\/author\/logan\/"}]}},"_links":{"self":[{"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/posts\/53461","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/comments?post=53461"}],"version-history":[{"count":1,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/posts\/53461\/revisions"}],"predecessor-version":[{"id":65667,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/posts\/53461\/revisions\/65667"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/media\/53460"}],"wp:attachment":[{"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/media?parent=53461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/categories?post=53461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/tags?post=53461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}