{"id":55770,"date":"2025-11-03T13:20:48","date_gmt":"2025-11-03T13:20:48","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=55770"},"modified":"2026-05-12T06:21:39","modified_gmt":"2026-05-12T06:21:39","slug":"el-decimo-circuito-avala-que-la-fed-niegue-a-custodia-bank-una-cuenta-maestra","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/el-decimo-circuito-avala-que-la-fed-niegue-a-custodia-bank-una-cuenta-maestra\/","title":{"rendered":"El D\u00e9cimo Circuito avala que la Fed niegue a Custodia Bank una cuenta maestra"},"content":{"rendered":"<p><strong>El Tribunal de Apelaciones del D\u00e9cimo Circuito confirm\u00f3 que la Reserva Federal puede negar el acceso directo a una cuenta maestra y rechaz\u00f3 la petici\u00f3n de Custodia Bank, una entidad orientada a criptoactivos<\/strong>. <strong>La decisi\u00f3n reafirma la discrecionalidad del regulador sobre qui\u00e9n conecta directamente con las c\u00e1maras de liquidaci\u00f3n<\/strong> y afecta a bancos cripto, emisores de stablecoins y equipos de producto y compliance que buscan reducir dependencia de intermediarios.<\/p>\n<p><!--more--><\/p>\n<p><strong>El tribunal sostuvo que no existe un \u201cderecho estatutario\u201d a una cuenta maestra<\/strong>, validando que la Fed eval\u00fae modelos de negocio y riesgos inherentes al solicitante, especialmente los asociados a criptomonedas, seg\u00fan la sentencia del D\u00e9cimo Circuito. <strong>El fallo afirma la autoridad amplia del regulador<\/strong> y consolida su papel como \u00e1rbitro de acceso a las infraestructuras cr\u00edticas de pagos.<\/p>\n<p><a href=\"https:\/\/storage.courtlistener.com\/recap\/gov.uscourts.ca10.88322\/gov.uscourts.ca10.88322.167.0.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Custodia Bank<\/a>, impulsada por Caitlin Long y conocida por su colaboraci\u00f3n con Vantage Bank para emitir un stablecoin bancario en Ethereum, present\u00f3 una demanda que culmin\u00f3 con este resultado. <strong>La corte subray\u00f3 que el acceso a estas infraestructuras es un privilegio sujeto a la valoraci\u00f3n de estabilidad financiera y gesti\u00f3n de riesgo<\/strong>. Aunque algunos responsables del regulador han planteado alternativas limitadas \u2014como la noci\u00f3n de \u201cskinny master accounts\u201d propuesta por un gobernador\u2014, <strong>el fallo consolida el marco en el que el acceso directo puede rechazarse por motivos prudenciales<\/strong>.<\/p>\n<h2>Implicaciones del fallo<\/h2>\n<p>Empresas cripto que buscaban <a href=\"https:\/\/thecryptocurrencypost.net\/es\/economia\/\" target=\"_blank\" rel=\"noopener\">reservas directas en la Fed<\/a> ver\u00e1n m\u00e1s dif\u00edcil obtener cuentas maestras; eso puede mantener la dependencia de bancos intermediarios para custodia y reservas.<\/p>\n<p>Equipos de KYC\/AML y gesti\u00f3n de riesgos deber\u00e1n preparar defensas m\u00e1s robustas frente a escrutinio prudencial sobre modelos cripto-nativos.<\/p>\n<p><strong>La corte afirm\u00f3 que no existe un derecho estatutario a la cuenta maestra<\/strong>; Custodia Bank era un actor proactivo en tokenizaci\u00f3n y stablecoins; <strong>las \u201cskinny master accounts\u201d se plantean como alternativa limitada<\/strong>; y <strong>la decisi\u00f3n prioriza estabilidad y control sobre la integraci\u00f3n directa de cripto<\/strong>.<\/p>\n<p><strong>La resoluci\u00f3n del D\u00e9cimo Circuito mantiene abierto el debate sobre v\u00edas intermedias y el acceso de la industria cripto a infraestructuras de pago<\/strong>. El pr\u00f3ximo foco ser\u00e1 c\u00f3mo reguladores y bancos revisan criterios de evaluaci\u00f3n y qu\u00e9 respuestas operativas y regulatorias plantean los actores afectados.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Tribunal de Apelaciones del D\u00e9cimo Circuito confirm\u00f3 que la Reserva Federal puede negar el acceso directo a una cuenta maestra y rechaz\u00f3 la petici\u00f3n de Custodia Bank, una entidad orientada a criptoactivos. La decisi\u00f3n reafirma la discrecionalidad del regulador sobre qui\u00e9n conecta directamente con las c\u00e1maras de liquidaci\u00f3n y afecta a bancos cripto, emisores [&hellip;]<\/p>\n","protected":false},"author":34,"featured_media":55769,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[82,33,2059],"tags":[140,1428,397,379,383,1429],"class_list":["post-55770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-editors-picks","category-seguridad","tag-criptomonedas","tag-custodia-bank","tag-fed","tag-reserva-federal","tag-stablecoins","tag-vantage-bank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El D\u00e9cimo Circuito avala que la Fed niegue a Custodia Bank una cuenta maestra The CryptoCurrency Post ESP<\/title>\n<meta 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