{"id":56114,"date":"2025-11-06T12:28:24","date_gmt":"2025-11-06T12:28:24","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=56114"},"modified":"2026-05-30T09:23:32","modified_gmt":"2026-05-30T07:23:32","slug":"bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/","title":{"rendered":"Bank of England presentar\u00e1 r\u00e9gimen regulatorio para stablecoins y se alinea con EE. UU."},"content":{"rendered":"<p><strong>El Banco de Inglaterra anunciar\u00e1 un nuevo r\u00e9gimen regulatorio para <a href=\"https:\/\/thecryptocurrencypost.net\/es\/tag\/stablecoins\/\">stablecoins<\/a> el 10 de noviembre de 2025<\/strong>. Seg\u00fan la subgobernadora Sarah Breeden, <strong>la medida buscar\u00e1 estar operativa &#8220;tan pronto como en EE. UU.&#8221;<\/strong> y afectar\u00e1 a emisores, plataformas y usuarios al introducir supervisi\u00f3n diferenciada y l\u00edmites temporales para preservar la estabilidad del sistema financiero brit\u00e1nico.<\/p>\n<p><!--more--><\/p>\n<p><strong>El marco combina alineamiento internacional con adaptaciones locales<\/strong>, seg\u00fan un documento interno y declaraciones oficiales. <strong>La propuesta establece una arquitectura bifurcada<\/strong>: <strong>el <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2025-11-05\/british-stablecoin-regime-to-keep-pace-with-us-official-says\" target=\"_blank\" rel=\"noopener noreferrer\">Banco de Inglaterra<\/a> asumir\u00e1 la supervisi\u00f3n directa de las stablecoins \u2018sist\u00e9micas\u2019<\/strong>, comparables en impacto a infraestructuras de pago cr\u00edticas, mientras que <strong>la Financial Conduct Authority (FCA) regular\u00e1 las \u2018no sist\u00e9micas\u2019 como instrumentos de naturaleza monetaria<\/strong>.<\/p>\n<p><strong>Como medida preventiva, el texto propone topes temporales de tenencia<\/strong>: <strong>\u00a320.000 por inversor individual y \u00a310 millones por entidad corporativa<\/strong>, dise\u00f1ados para <strong>frenar trasvases masivos de dep\u00f3sitos bancarios a activos tokenizados<\/strong> que puedan erosionar la liquidez de la banca comercial.<\/p>\n<p><strong>El Reino Unido acelera la integraci\u00f3n de <a href=\"https:\/\/thecryptocurrencypost.net\/es\/regulacion\/\" target=\"_blank\" rel=\"noopener\">activos digitales<\/a> en mercados mayoristas<\/strong> con la creaci\u00f3n de un <strong>r\u00e9gimen de colateral financiero espec\u00edfico para activos digitales<\/strong> y propuestas para <strong>emitir deuda soberana en cadena (\u2018digital gilts\u2019) bajo el marco DIGIT<\/strong>, todo ello enmarcado en una estrategia mayor de dematerializaci\u00f3n del mercado.<\/p>\n<p><strong>La iniciativa se presenta en paralelo a marcos internacionales en curso<\/strong>; el anuncio cita expl\u00edcitamente como referencia <strong>la legislaci\u00f3n estadounidense (GENIUS Act, julio de 2025)<\/strong> y se\u00f1ala la intenci\u00f3n de <strong>mantener ritmo competitivo sin replicar de forma literal otras jurisdicciones<\/strong>.<\/p>\n<h2>Implicaciones para el mercado de stablecoins<\/h2>\n<p><strong>Una l\u00ednea adicional incluye cambios en el acceso a productos<\/strong>: <strong>la FCA ha levantado la prohibici\u00f3n de cuatro a\u00f1os sobre ETNs vinculadas a criptoactivos<\/strong>, ampliando la oferta regulada a inversores no profesionales. <strong>Simult\u00e1neamente, HMRC ha intensificado la fiscalizaci\u00f3n con 65.000 \u2018nudge letters\u2019<\/strong> por presunto incumplimiento, un <strong>aumento del 134% respecto al a\u00f1o anterior<\/strong>.<\/p>\n<p><strong>La combinaci\u00f3n de supervisi\u00f3n por riesgo, l\u00edmites de tenencia y un r\u00e9gimen de colateral para activos digitales<\/strong> se\u00f1ala varias implicaciones pr\u00e1cticas: <strong>mayor certidumbre legal para institucionales que usen stablecoins como colateral<\/strong>; presi\u00f3n sobre modelos de negocio con elevada liquidez de salida; y <strong>un marco que favorece la interoperabilidad regulatoria con EE. UU.<\/strong> sin ignorar vulnerabilidades dom\u00e9sticas del sistema bancario.<\/p>\n<p><strong>El anuncio oficial est\u00e1 previsto para el 10 de noviembre de 2025<\/strong>; su implementaci\u00f3n definir\u00e1 la adopci\u00f3n institucional y las condiciones de liquidez en mercados tokenizados del Reino Unido.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Banco de Inglaterra anunciar\u00e1 un nuevo r\u00e9gimen regulatorio para stablecoins el 10 de noviembre de 2025. Seg\u00fan la subgobernadora Sarah Breeden, la medida buscar\u00e1 estar operativa &#8220;tan pronto como en EE. UU.&#8221; y afectar\u00e1 a emisores, plataformas y usuarios al introducir supervisi\u00f3n diferenciada y l\u00edmites temporales para preservar la estabilidad del sistema financiero brit\u00e1nico.<\/p>\n","protected":false},"author":33,"featured_media":56113,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"","rank_math_description":"","rank_math_robots":[],"footnotes":""},"categories":[33,257],"tags":[140,382,1455,1381,285,383],"class_list":["post-56114","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-editors-picks","category-regulacion","tag-criptomonedas","tag-eeuu","tag-financial-conduct-authority","tag-genius-act","tag-regulacion-2","tag-stablecoins"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bank of England presentar\u00e1 r\u00e9gimen regulatorio para stablecoins y se alinea con EE. UU. The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"El Banco de Inglaterra anunciar\u00e1 un nuevo r\u00e9gimen regulatorio para stablecoins\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank of England presentar\u00e1 r\u00e9gimen regulatorio para stablecoins y se alinea con EE. UU. The CryptoCurrency Post ESP\" \/>\n<meta property=\"og:description\" content=\"El Banco de Inglaterra anunciar\u00e1 un nuevo r\u00e9gimen regulatorio para stablecoins\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/\" \/>\n<meta property=\"og:site_name\" content=\"The CryptoCurrency Post ESP\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-06T12:28:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-30T07:23:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/boe-stablecoin-regulatory-regime-us-alignment.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Noah Sullivan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Noah Sullivan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank of England presentar\u00e1 r\u00e9gimen regulatorio para stablecoins y se alinea con EE. UU. The CryptoCurrency Post ESP","description":"El Banco de Inglaterra anunciar\u00e1 un nuevo r\u00e9gimen regulatorio para stablecoins","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/","og_locale":"es_ES","og_type":"article","og_title":"Bank of England presentar\u00e1 r\u00e9gimen regulatorio para stablecoins y se alinea con EE. UU. The CryptoCurrency Post ESP","og_description":"El Banco de Inglaterra anunciar\u00e1 un nuevo r\u00e9gimen regulatorio para stablecoins","og_url":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/","og_site_name":"The CryptoCurrency Post ESP","article_published_time":"2025-11-06T12:28:24+00:00","article_modified_time":"2026-05-30T07:23:32+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/boe-stablecoin-regulatory-regime-us-alignment.jpg","type":"image\/jpeg"}],"author":"Noah Sullivan","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Noah Sullivan","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/#article","isPartOf":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/"},"author":{"name":"Noah Sullivan","@id":"https:\/\/thecryptocurrencypost.net\/es\/#\/schema\/person\/ccd065e0057c2ffa7ae585e1d703de5b"},"headline":"Bank of England presentar\u00e1 r\u00e9gimen regulatorio para stablecoins y se alinea con EE. UU.","datePublished":"2025-11-06T12:28:24+00:00","dateModified":"2026-05-30T07:23:32+00:00","mainEntityOfPage":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/"},"wordCount":432,"publisher":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/#organization"},"image":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/#primaryimage"},"thumbnailUrl":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/boe-stablecoin-regulatory-regime-us-alignment.jpg","keywords":["criptomonedas","eeuu","Financial Conduct Authority","genius act","Regulacion","Stablecoins"],"articleSection":["Editor's Picks","Regulaci\u00f3n"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/","url":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/","name":"Bank of England presentar\u00e1 r\u00e9gimen regulatorio para stablecoins y se alinea con EE. UU. The CryptoCurrency Post ESP","isPartOf":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/#primaryimage"},"image":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/#primaryimage"},"thumbnailUrl":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/boe-stablecoin-regulatory-regime-us-alignment.jpg","datePublished":"2025-11-06T12:28:24+00:00","dateModified":"2026-05-30T07:23:32+00:00","description":"El Banco de Inglaterra anunciar\u00e1 un nuevo r\u00e9gimen regulatorio para stablecoins","breadcrumb":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/#primaryimage","url":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/boe-stablecoin-regulatory-regime-us-alignment.jpg","contentUrl":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/boe-stablecoin-regulatory-regime-us-alignment.jpg","width":1280,"height":720,"caption":"Funcionario del banco central en un escritorio, monedas digitales y s\u00edmbolos regulatorios Reino Unido\/EE. UU. alrededor de un globo hologr\u00e1fico."},{"@type":"BreadcrumbList","@id":"https:\/\/thecryptocurrencypost.net\/es\/bank-of-england-presentara-regimen-regulatorio-para-stablecoins-y-se-alinea-con-ee-uu\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Noticias Criptomonedas","item":"https:\/\/thecryptocurrencypost.net\/es\/"},{"@type":"ListItem","position":2,"name":"Bank of England presentar\u00e1 r\u00e9gimen regulatorio para stablecoins y se alinea con EE. UU."}]},{"@type":"WebSite","@id":"https:\/\/thecryptocurrencypost.net\/es\/#website","url":"https:\/\/thecryptocurrencypost.net\/es\/","name":"The CryptoCurrency Post ESP","description":"Crypto News","publisher":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/thecryptocurrencypost.net\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/thecryptocurrencypost.net\/es\/#organization","name":"The CryptoCurrency Post ESP","url":"https:\/\/thecryptocurrencypost.net\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/thecryptocurrencypost.net\/es\/#\/schema\/logo\/image\/","url":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2026\/05\/TCP-favicon-dev.png","contentUrl":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2026\/05\/TCP-favicon-dev.png","width":280,"height":280,"caption":"The CryptoCurrency Post ESP"},"image":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/thecryptocurrencypost.net\/es\/#\/schema\/person\/ccd065e0057c2ffa7ae585e1d703de5b","name":"Noah Sullivan","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/bb7e14ee1f5996b5043ff9d50775df9a21f7dc7070df2db9c9aaba83e11daca0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bb7e14ee1f5996b5043ff9d50775df9a21f7dc7070df2db9c9aaba83e11daca0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bb7e14ee1f5996b5043ff9d50775df9a21f7dc7070df2db9c9aaba83e11daca0?s=96&d=mm&r=g","caption":"Noah Sullivan"},"description":"Noah covers the altcoin landscape and emerging crypto trends, tracking the development of new tokens and narratives beyond short-term volatility. His reporting prioritizes understanding market cycles and broader behavioral shifts over mere speculation. He also contributes strategic insights into general market conditions and pivotal developments within the Web3 space.","url":"https:\/\/thecryptocurrencypost.net\/es\/author\/noah\/"}]}},"_links":{"self":[{"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/posts\/56114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/comments?post=56114"}],"version-history":[{"count":1,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/posts\/56114\/revisions"}],"predecessor-version":[{"id":65236,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/posts\/56114\/revisions\/65236"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/media\/56113"}],"wp:attachment":[{"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/media?parent=56114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/categories?post=56114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thecryptocurrencypost.net\/es\/wp-json\/wp\/v2\/tags?post=56114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}