{"id":56280,"date":"2025-11-10T12:26:43","date_gmt":"2025-11-10T12:26:43","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=56280"},"modified":"2025-11-10T12:26:45","modified_gmt":"2025-11-10T12:26:45","slug":"bancos-italianos-apoyan-el-euro-digital-pero-piden-a-bce-distribuir-los-costes-de-implementacion","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/bancos-italianos-apoyan-el-euro-digital-pero-piden-a-bce-distribuir-los-costes-de-implementacion\/","title":{"rendered":"Bancos italianos apoyan el euro digital pero piden a BCE distribuir los costes de implementaci\u00f3n"},"content":{"rendered":"<p><strong>Los principales bancos italianos han expresado su respaldo al proyecto del euro digital, aunque solicitan que los costes de implementaci\u00f3n se distribuyan en el tiempo<\/strong> para no tensionar las finanzas del sector, seg\u00fan inform\u00f3 Reuters el 8 de noviembre de 2025. Esta postura afecta directamente a intermediarios, reguladores y usuarios finales, ya que define qui\u00e9n financiar\u00e1 la infraestructura y condicionar\u00e1 la velocidad de adopci\u00f3n del nuevo medio de pago.<\/p>\n<p><!--more--><\/p>\n<p><strong>La <a href=\"https:\/\/www.reuters.com\/business\/finance\/italys-banks-back-digital-euro-want-costs-spread-over-time-2025-11-08\/\" target=\"_blank\" rel=\"noopener noreferrer\">Asociaci\u00f3n Bancaria Italiana<\/a> (ABI) reconoce que el euro digital aportar\u00eda &#8220;soberan\u00eda digital&#8221;, pero se\u00f1ala un problema pr\u00e1ctico: la inversi\u00f3n requerida para los bancos italianos se estima en aproximadamente \u20ac880 millones<\/strong>, sin incluir funciones complejas como la operativa offline.<\/p>\n<p>A nivel de zona <a href=\"https:\/\/thecryptocurrencypost.net\/es\/como-el-plan-del-euro-digital-de-la-ue-podria-dar-poder-a-ee-uu\/\" target=\"_blank\" rel=\"noopener\">euro<\/a>, las proyecciones para la implantaci\u00f3n oscilan entre \u20ac4.000 y \u20ac5.800 millones. La autoridad monetaria sostiene que esta estimaci\u00f3n podr\u00eda reducirse mediante el aprovechamiento compartido de infraestructuras.<\/p>\n<p>Marco Elio Rottigni, director general de la ABI, declar\u00f3: &#8220;Estamos a favor del euro digital porque encarna un concepto de soberan\u00eda digital&#8221;, a\u00f1adiendo que los costes &#8220;podr\u00edan distribuirse en el tiempo&#8221;. <strong>Este matiz revela la tensi\u00f3n entre la visi\u00f3n estrat\u00e9gica del BCE y la programaci\u00f3n de gasto de los bancos comerciales<\/strong>, que deben integrar requisitos de ciberseguridad, cumplimiento antilavado y formaci\u00f3n de personal.<\/p>\n<h2>El euro digital: contexto e impacto financiero<\/h2>\n<p>La ABI tambi\u00e9n promueve un enfoque dual: <strong>la coexistencia e interoperabilidad entre el euro digital emitido por la BCE y las posibles monedas digitales emitidas por bancos comerciales<\/strong>. La raz\u00f3n t\u00e9cnica es evitar la desintermediaci\u00f3n, es decir, la salida de dep\u00f3sitos hacia pasivos gestionados directamente por el banco central, que podr\u00eda alterar los modelos de financiaci\u00f3n bancaria.<\/p>\n<p><strong>El calendario oficial establece un piloto hacia 2027 y una implantaci\u00f3n completa orientativa para 2029<\/strong>. Este cronograma constituir\u00e1 el pr\u00f3ximo hito verificado que condicionar\u00e1 las decisiones de inversi\u00f3n y despliegue operativo, seg\u00fan las fuentes citadas.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Los principales bancos italianos han expresado su respaldo al proyecto del euro digital, aunque solicitan que los costes de implementaci\u00f3n se distribuyan en el tiempo para no tensionar las finanzas del sector, seg\u00fan inform\u00f3 Reuters el 8 de noviembre de 2025. Esta postura afecta directamente a intermediarios, reguladores y usuarios finales, ya que define qui\u00e9n [&hellip;]<\/p>\n","protected":false},"author":33,"featured_media":56279,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[82,33],"tags":[1472,140,445,1422,188],"class_list":["post-56280","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-editors-picks","tag-asociacion-bancaria-italiana","tag-criptomonedas","tag-euro","tag-euro-digital","tag-mercado"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bancos italianos apoyan el euro digital pero piden a BCE distribuir los costes de implementaci\u00f3n The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"Los principales bancos italianos han expresado su respaldo al proyecto 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