{"id":56537,"date":"2025-11-12T13:43:37","date_gmt":"2025-11-12T13:43:37","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=56537"},"modified":"2025-11-12T13:43:40","modified_gmt":"2025-11-12T13:43:40","slug":"visa-pilota-pagos-corporativos-a-wallets-de-stablecoin-financiados-con-fiat-en-ee-uu","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/visa-pilota-pagos-corporativos-a-wallets-de-stablecoin-financiados-con-fiat-en-ee-uu\/","title":{"rendered":"Visa comenz\u00f3 la prueba de pagos corporativos a wallets de stablecoin financiados con fiat en EE. UU."},"content":{"rendered":"<p><strong>Visa ha lanzado un piloto para que empresas paguen a destinatarios en wallets de stablecoin convertidas desde fiat<\/strong>, con el objetivo de acelerar la entrega de fondos a creadores, freelancers y trabajadores de la econom\u00eda gig en EE. UU. <strong>La iniciativa busca reducir fricciones de la liquidaci\u00f3n tradicional<\/strong> y podr\u00eda modificar la latencia operativa y la trazabilidad de los pagos corporativos, impactando a equipos de producto, compliance y tesorer\u00eda que gestionan pagos masivos.<\/p>\n<p><!--more--><\/p>\n<p><strong>El programa opera v\u00eda <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2025-11-12\/visa-tests-usdc-stablecoin-payouts-targeting-global-gig-workers-influencers\" target=\"_blank\" rel=\"noopener noreferrer\">Visa<\/a> Direct, convirtiendo fondos fiat a stablecoins denominadas en USD (principalmente USDC) en el punto de pago<\/strong>, y envi\u00e1ndolos directamente a wallets compatibles. <strong>Cada transacci\u00f3n se registra en blockchain para mejorar la auditabilidad<\/strong>, de acuerdo con la informaci\u00f3n presentada por la compa\u00f1\u00eda.<\/p>\n<p><strong>El piloto exige que los beneficiarios dispongan de una wallet compatible y que se completen controles KYC\/AML<\/strong>, lo que a\u00f1ade salvaguardas contra uso il\u00edcito pero incorpora requisitos <a href=\"https:\/\/thecryptocurrencypost.net\/es\/companias\/\" target=\"_blank\" rel=\"noopener\">operativos<\/a> para integradores y socios de cumplimiento.<\/p>\n<h2>Contexto e impacto de los stablecoin payouts<\/h2>\n<p><strong>Seg\u00fan datos citados por la iniciativa, el 57% de los creadores digitales prioriza el acceso instant\u00e1neo a sus ingresos<\/strong>, argumento central frente a las cadenas de corresponsal\u00eda que demoran d\u00edas. <strong>En 2024 los vol\u00famenes de transacci\u00f3n en stablecoins se sit\u00faan en torno a $27,6 billones y hay proyecciones de m\u00e1s de $2 billones para 2028<\/strong>, reflejando magnitud de la actividad on\u2011chain y expectativas de crecimiento.<\/p>\n<p>Los pagos casi instant\u00e1neos frente a liquidaciones tradicionales podr\u00edan mejorar el flujo de caja de trabajadores y creadores, aline\u00e1ndose con la demanda de acceso inmediato a fondos. Mientras que el registro on\u2011chain facilita conciliaciones y evidencia de cumplimiento, reforzando controles de seguimiento y reporte para pagos masivos.<\/p>\n<p><strong>El piloto extiende previos experimentos de prefunding con stablecoins y se enmarca en una estrategia de nuevas fuentes de ingresos<\/strong>. La compa\u00f1\u00eda ha fijado metas ambiciosas para 2026, <strong>convirtiendo ese a\u00f1o en un hito para evaluar si el modelo escala m\u00e1s all\u00e1 de pruebas limitadas<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Visa ha lanzado un piloto para que empresas paguen a destinatarios en wallets de stablecoin convertidas desde fiat, con el objetivo de acelerar la entrega de fondos a creadores, freelancers y trabajadores de la econom\u00eda gig en EE. UU. La iniciativa busca reducir fricciones de la liquidaci\u00f3n tradicional y podr\u00eda modificar la latencia operativa y [&hellip;]<\/p>\n","protected":false},"author":34,"featured_media":56536,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[80,33],"tags":[728,299,588,1499],"class_list":["post-56537","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-companias","category-editors-picks","tag-stablecoin","tag-usdc","tag-visa","tag-visa-direct"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Visa comenz\u00f3 la prueba de pagos corporativos a wallets de stablecoin financiados con fiat en EE. UU. The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"Visa ha lanzado un piloto para que empresas paguen a destinatarios en wallets de stablecoin convertidas desde fiat\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thecryptocurrencypost.net\/es\/visa-pilota-pagos-corporativos-a-wallets-de-stablecoin-financiados-con-fiat-en-ee-uu\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Visa comenz\u00f3 la prueba de pagos corporativos a wallets de stablecoin financiados con fiat en EE. UU. 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UU. The CryptoCurrency Post ESP","description":"Visa ha lanzado un piloto para que empresas paguen a destinatarios en wallets de stablecoin convertidas desde fiat","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/thecryptocurrencypost.net\/es\/visa-pilota-pagos-corporativos-a-wallets-de-stablecoin-financiados-con-fiat-en-ee-uu\/","og_locale":"es_ES","og_type":"article","og_title":"Visa comenz\u00f3 la prueba de pagos corporativos a wallets de stablecoin financiados con fiat en EE. UU. The CryptoCurrency Post ESP","og_description":"Visa ha lanzado un piloto para que empresas paguen a destinatarios en wallets de stablecoin convertidas desde fiat","og_url":"https:\/\/thecryptocurrencypost.net\/es\/visa-pilota-pagos-corporativos-a-wallets-de-stablecoin-financiados-con-fiat-en-ee-uu\/","og_site_name":"The CryptoCurrency Post ESP","article_published_time":"2025-11-12T13:43:37+00:00","article_modified_time":"2025-11-12T13:43:40+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/thecryptocurrencypost.net\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/visa-piloto-stablecoin-pagos-empresas-eeuu.jpg","type":"image\/jpeg"}],"author":"Mason Clarke","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Mason Clarke","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/thecryptocurrencypost.net\/es\/visa-pilota-pagos-corporativos-a-wallets-de-stablecoin-financiados-con-fiat-en-ee-uu\/#article","isPartOf":{"@id":"https:\/\/thecryptocurrencypost.net\/es\/visa-pilota-pagos-corporativos-a-wallets-de-stablecoin-financiados-con-fiat-en-ee-uu\/"},"author":{"name":"Mason Clarke","@id":"https:\/\/thecryptocurrencypost.net\/es\/#\/schema\/person\/f586cda0ce414930f54dec364b7dc81a"},"headline":"Visa comenz\u00f3 la prueba de pagos corporativos a wallets de stablecoin financiados con fiat en EE. 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