{"id":59209,"date":"2025-12-15T13:10:38","date_gmt":"2025-12-15T13:10:38","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=59209"},"modified":"2025-12-15T13:10:40","modified_gmt":"2025-12-15T13:10:40","slug":"jpmorgan-lanza-un-fondo-de-mercado-monetario-tokenizado-en-ethereum-mientras-wall-street-avanza-hacia-la-infraestructura-en-cadena","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/jpmorgan-lanza-un-fondo-de-mercado-monetario-tokenizado-en-ethereum-mientras-wall-street-avanza-hacia-la-infraestructura-en-cadena\/","title":{"rendered":"JPMorgan lanza un fondo de mercado monetario tokenizado en Ethereum"},"content":{"rendered":"<p><strong>JPMorgan ha lanzado un fondo de mercado monetario tokenizado en la blockchain de Ethereum<\/strong>, seg\u00fan un informe, marcando un caso notable de un gran banco de Wall Street que despliega un producto de efectivo tradicional de corta duraci\u00f3n en forma de tokens. <strong>E<\/strong><\/p>\n<p><!--more--><\/p>\n<p>Un fondo de mercado monetario tokenizado es una representaci\u00f3n de un instrumento de efectivo agrupado de corto plazo y baja volatilidad <strong>emitido como tokens en la blockchain<\/strong>; el token encarna un derecho sobre las participaciones subyacentes del fondo a la vez que permite la transferibilidad en cadena. <strong>La estructura combina caracter\u00edsticas de los fondos de mercado monetario convencionales \u2014orientaci\u00f3n a la liquidez y preservaci\u00f3n del capital\u2014 con liquidaci\u00f3n programable y transferibilidad 24\/7 habilitada por contratos inteligentes en Ethereum<\/strong>.<\/p>\n<p>El lanzamiento de <a href=\"https:\/\/www.wsj.com\/finance\/investing\/jpmorgan-steps-further-into-crypto-with-tokenized-money-fund-e3535f13\" target=\"_blank\" rel=\"noopener noreferrer\">JPMorgan<\/a> se\u00f1ala una <strong>combinaci\u00f3n de la gesti\u00f3n patrimonial heredada con las v\u00edas descentralizadas<\/strong>. Para los inversores, <strong>la tokenizaci\u00f3n puede reducir la latencia de liquidaci\u00f3n y facilitar la conciliaci\u00f3n automatizada<\/strong>. Para los emisores y custodios, requiere <strong>conciliar la gobernanza del fondo, las reglas de rescate y las obligaciones regulatorias con las operaciones de contratos inteligentes y los modelos de custodia en cadena<\/strong>.<\/p>\n<h2>Market and operational implications<\/h2>\n<p>Si el informe es correcto, <strong>el producto podr\u00eda actuar como una rampa de entrada para los flujos de efectivo institucionales hacia los ecosistemas de activos tokenizados<\/strong> mientras prueba la preparaci\u00f3n operativa en <strong>custodia, cumplimiento y gesti\u00f3n de liquidez<\/strong>. La adopci\u00f3n depende de la <strong>integraci\u00f3n del back office \u2014incluyendo el c\u00e1lculo del NAV, la mec\u00e1nica de reembolsos y los controles contra el lavado de dinero\u2014<\/strong> y de c\u00f3mo las contrapartes acepten las unidades tokenizadas <strong>para margen o como colateral en efectivo<\/strong>.<\/p>\n<p>Las consideraciones operativas clave incluyen la <strong>interoperabilidad entre los pools de liquidez de <a href=\"https:\/\/thecryptocurrencypost.net\/es\/companias\/\" target=\"_blank\" rel=\"noopener\">Ethereum<\/a> y los sistemas de liquidaci\u00f3n tradicionales<\/strong>, y el papel de los intermediarios en asegurar claves privadas y ejecutar los reembolsos. El lanzamiento tambi\u00e9n pone de relieve los <strong>compromisos t\u00e9cnicos inherentes a las blockchains p\u00fablicas<\/strong>: las caracter\u00edsticas de finalizaci\u00f3n, los costes de transacci\u00f3n y la congesti\u00f3n pueden afectar a instrumentos de corta duraci\u00f3n que priorizan el acceso predecible al efectivo.<\/p>\n<p><strong>El riesgo y la supervisi\u00f3n siguen siendo centrales<\/strong>. Tokenizar un fondo de mercado monetario no elimina los riesgos existentes del fondo, como la exposici\u00f3n crediticia o de liquidez; lo que hace es cambiar la mec\u00e1nica de la propiedad y la transferencia. Los participantes del mercado y los reguladores probablemente se centrar\u00e1n en los <strong>arreglos de custodia, las protecciones a los inversores y la conciliaci\u00f3n entre los registros en cadena y los derechos legales fuera de cadena<\/strong>.<\/p>\n<p>El fondo de mercado monetario tokenizado de JPMorgan informado <strong>coloca a una gran instituci\u00f3n financiera en el experimento pr\u00e1ctico de unir instrumentos de efectivo tradicionales con la liquidaci\u00f3n basada en Ethereum<\/strong>. <strong>La implicaci\u00f3n inmediata es una prueba de marcos operativos m\u00e1s que un cambio de mercado generalizado<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>JPMorgan ha lanzado un fondo de mercado monetario tokenizado en la blockchain de Ethereum, seg\u00fan un informe, marcando un caso notable de un gran banco de Wall Street que despliega un producto de efectivo tradicional de corta duraci\u00f3n en forma de tokens. E<\/p>\n","protected":false},"author":33,"featured_media":59208,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"","rank_math_description":"","rank_math_robots":[],"footnotes":""},"categories":[33,69],"tags":[94,896,855],"class_list":["post-59209","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-editors-picks","category-noticias-ethereum","tag-ethereum","tag-jpmorgan","tag-token"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>JPMorgan lanza un fondo de mercado monetario tokenizado en Ethereum The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"JPMorgan ha lanzado un fondo de mercado monetario tokenizado en la blockchain de Ethereum\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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