{"id":59325,"date":"2025-12-16T12:52:04","date_gmt":"2025-12-16T12:52:04","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=59325"},"modified":"2026-05-30T09:41:18","modified_gmt":"2026-05-30T07:41:18","slug":"visa-expands-usdc-settlement-to-us-banks-following-35-billion-stablecoin-pilot","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/visa-expands-usdc-settlement-to-us-banks-following-35-billion-stablecoin-pilot\/","title":{"rendered":"Visa ampl\u00eda la liquidaci\u00f3n de USDC a bancos estadounidenses tras un proyecto piloto de stablecoin de 3.500 millones de d\u00f3lares"},"content":{"rendered":"

Visa ha comenzado a implementar la capacidad de liquidaci\u00f3n USDC de Circle para bancos y socios de pago de EE. UU.<\/strong> luego de programas piloto exitosos que produjeron una tasa de ejecuci\u00f3n anualizada de $3.5 mil millones al 30 de noviembre de 2025.<\/p>\n

<\/strong><\/p>\n

Visa<\/a> est\u00e1 ampliando la liquidaci\u00f3n directa de USDC a sus socios emisores y adquirentes en EE. UU., con bancos pioneros como Cross River Bank y Lead Bank.<\/strong> Los pilotos de la compa\u00f1\u00eda probaron USDC en las redes Ethereum<\/a> y Solana, y EURC en Stellar. El programa ampliado ahora admite m\u00faltiples monedas estables (USDC, PYUSD, USDG y EURC) en cuatro cadenas de bloques. Estas pruebas demostraron una reducci\u00f3n significativa de la latencia de liquidaci\u00f3n, transformando los procesos de varios d\u00edas en liquidaciones casi en tiempo real en muchos casos.<\/strong><\/p>\n

“Al aprovechar stablecoins como USDC y redes blockchain globales como Solana y Ethereum, ayudamos a mejorar la velocidad de las liquidaciones transfronterizas y ofrecemos a nuestros clientes una opci\u00f3n moderna para enviar o recibir fondos de la tesorer\u00eda de Visa”,<\/strong> afirm\u00f3 Cuy Sheffield, Director de Criptomonedas de Visa<\/a>.<\/p>\n

Implicaciones operativas y de mercado<\/h2>\n

La transici\u00f3n tecnol\u00f3gica hacia las monedas estables est\u00e1 posicionada para mejorar los flujos de trabajo de tesorer\u00eda y pagos al permitir movimientos de fondos casi instant\u00e1neos y disponibilidad de liquidaci\u00f3n los siete d\u00edas de la semana. Visa define esta capacidad como una forma de reducir las brechas operativas tradicionales, como los retrasos durante fines de semana y festivos, y de ofrecer un canal alternativo para los pagos directos a creadores y trabajadores de la econom\u00eda colaborativa.<\/strong><\/p>\n

Para impulsar la adopci\u00f3n, Visa ha lanzado una Pr\u00e1ctica Global de Asesoramiento sobre Stablecoins dentro de Visa Consulting & Analytics. Esta pr\u00e1ctica ofrece estrategia, planificaci\u00f3n de entrada al mercado y orientaci\u00f3n t\u00e9cnica para la integraci\u00f3n, dirigida a bancos, fintechs, comercios y empresas que buscan implementar productos compatibles con stablecoins, gestionando al mismo tiempo las consideraciones operativas y de cumplimiento normativo.<\/strong><\/p>\n

La implementaci\u00f3n se presenta como una oferta de infraestructura y producto, m\u00e1s que como un cambio en el modelo de custodia; los bancos y socios seguir\u00e1n enfrent\u00e1ndose a las decisiones tradicionales de KYC\/AML y custodia al integrar los canales de liquidaci\u00f3n tokenizados.<\/strong> La pr\u00e1ctica de asesor\u00eda est\u00e1 estructurada para ayudar a las instituciones a cumplir con estos requisitos y a desarrollar planes de implementaci\u00f3n que aborden la latencia operativa, la custodia y la alineaci\u00f3n regulatoria.<\/p>\n

La implementaci\u00f3n marca un paso concreto hacia la integraci\u00f3n de los sistemas de liquidaci\u00f3n tokenizada en los flujos de pago tradicionales y los servicios de tesorer\u00eda. E<\/p>\n","protected":false},"excerpt":{"rendered":"

Visa ha comenzado a implementar la capacidad de liquidaci\u00f3n USDC de Circle para bancos y socios de pago de EE. UU. luego de programas piloto exitosos que produjeron una tasa de ejecuci\u00f3n anualizada de $3.5 mil millones al 30 de noviembre de 2025.<\/p>\n","protected":false},"author":34,"featured_media":59324,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"","rank_math_description":"","rank_math_robots":[],"footnotes":""},"categories":[80,33],"tags":[234,299,588],"class_list":["post-59325","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-companias","category-editors-picks","tag-circle","tag-usdc","tag-visa"],"yoast_head":"\nVisa ampl\u00eda la liquidaci\u00f3n de USDC a bancos estadounidenses tras un proyecto piloto de stablecoin de 3.500 millones de d\u00f3lares The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"Visa ha comenzado a implementar la capacidad de liquidaci\u00f3n USDC de Circle para bancos y socios de pago de EE. 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