{"id":61693,"date":"2026-01-21T15:03:45","date_gmt":"2026-01-21T15:03:45","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=61693"},"modified":"2026-01-21T15:03:48","modified_gmt":"2026-01-21T15:03:48","slug":"el-jefe-del-banco-de-italia-dice-que-son-los-bancos-no-las-monedas-estables-los-que-anclan-el-dinero-digital","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/el-jefe-del-banco-de-italia-dice-que-son-los-bancos-no-las-monedas-estables-los-que-anclan-el-dinero-digital\/","title":{"rendered":"Fabio Panetta afirma que bancos y no stablecoins ser\u00e1n el ancla del dinero digital"},"content":{"rendered":"<p data-path-to-node=\"3\"><span class=\"citation-123 citation-end-123\">Fabio Panetta, actual gobernador del Banco de Italia, <strong><a href=\"https:\/\/www.reuters.com\/sustainability\/boards-policy-regulation\/ecbs-panetta-sees-fully-digital-commercial-bank-money-future-2026-01-21\/\" target=\"_blank\" rel=\"noopener noreferrer\">sostuvo<\/a><\/strong> este mi\u00e9rcoles que el dinero bancario comercial alcanzar\u00e1 una digitalizaci\u00f3n absoluta pr\u00f3ximamente.<\/span> Seg\u00fan el funcionario, la <b data-path-to-node=\"3\" data-index-in-node=\"187\">estabilidad de las stablecoins en el mercado<\/b> carece de autonom\u00eda propia al depender de monedas fiduciarias tradicionales para funcionar. Esta visi\u00f3n refuerza el papel central de las instituciones financieras frente a la <a href=\"https:\/\/thecryptocurrencypost.net\/es\/tecnologia\/\" target=\"_blank\" rel=\"noopener\"><b data-path-to-node=\"3\" data-index-in-node=\"407\">tecnolog\u00eda<\/b><\/a> privada.<\/p>\n<p data-path-to-node=\"3\"><!--more--><\/p>\n<p data-path-to-node=\"4\">Durante su intervenci\u00f3n ante el comit\u00e9 de la asociaci\u00f3n bancaria, el alto cargo destac\u00f3 que los pagos representan un terreno estrat\u00e9gico fundamental. <span class=\"citation-122\">Al considerar la evoluci\u00f3n t\u00e9cnica actual, Panetta se\u00f1al\u00f3 que <\/span><b data-path-to-node=\"4\" data-index-in-node=\"212\"><span class=\"citation-122\">los bancos comerciales y centrales deben anclar el sistema monetario<\/span><\/b><span class=\"citation-122 citation-end-122\"> global.<\/span> Por consiguiente, la infraestructura financiera tradicional se adaptar\u00e1 para liderar los procesos de intercambio digital de forma soberana.<\/p>\n<p data-path-to-node=\"5\">Al analizar el panorama econ\u00f3mico, el banquero observ\u00f3 que las variables financieras son influenciadas crecientemente por decisiones pol\u00edticas externas y no mercantiles. Resulta evidente que <b data-path-to-node=\"5\" data-index-in-node=\"191\">el centro de gravedad econ\u00f3mico se desplaza hacia el poder tecnol\u00f3gico<\/b> innovador. No obstante, esta transformaci\u00f3n ocurre en un marco internacional fragmentado, donde la cooperaci\u00f3n entre naciones parece ser cada vez m\u00e1s limitada.<\/p>\n<h2 data-path-to-node=\"6\">La digitalizaci\u00f3n bancaria como eje de la soberan\u00eda monetaria europea<\/h2>\n<p data-path-to-node=\"7\">Si bien el sector privado impulsa herramientas digitales, estas solo desempe\u00f1ar\u00e1n un rol secundario seg\u00fan la perspectiva institucional presentada esta semana. Al respecto, se enfatiz\u00f3 que <b data-path-to-node=\"7\" data-index-in-node=\"188\">el respaldo del dinero p\u00fablico garantiza la confianza necesaria<\/b> en el sistema. De este modo, se busca evitar que actores no regulados afecten la <b data-path-to-node=\"7\" data-index-in-node=\"333\">estabilidad de las stablecoins en el mercado<\/b> de la eurozona.<\/p>\n<p data-path-to-node=\"8\">No es la primera vez que la entidad advierte sobre los peligros operativos asociados a los activos digitales de origen privado. <span class=\"citation-121\">Anteriormente, la vicedirectora Chiara Scotti manifest\u00f3 que <\/span><b data-path-to-node=\"8\" data-index-in-node=\"188\"><span class=\"citation-121\">los tokens multiemisi\u00f3n generan riesgos legales y financieros considerables<\/span><\/b><span class=\"citation-121 citation-end-121\"> para la Uni\u00f3n.<\/span> Por ende, resulta imperativo establecer mandatos de reserva estrictos que aseguren la redenci\u00f3n de los fondos en cualquier circunstancia de crisis financiera.<\/p>\n<div class=\"source-inline-chip-container ng-star-inserted\"><\/div>\n<h2 data-path-to-node=\"9\">\u00bfQu\u00e9 impacto tendr\u00e1 la regulaci\u00f3n estricta en el ecosistema de pagos digitales?<\/h2>\n<p data-path-to-node=\"10\">Asimismo, la implementaci\u00f3n de normas como MiCAR busca mitigar la volatilidad inherente que presentan los criptoactivos en la actualidad financiera mundial. Pese a que <b data-path-to-node=\"10\" data-index-in-node=\"168\">las monedas estables podr\u00edan reducir costos de transacci\u00f3n significativamente<\/b>, su supervisi\u00f3n estatal sigue siendo prioritaria. En consecuencia, las autoridades italianas abogan por restringir su emisi\u00f3n a jurisdicciones que mantengan est\u00e1ndares regulatorios equivalentes a los europeos.<\/p>\n<p data-path-to-node=\"11\">Al cerrar su discurso, Panetta reiter\u00f3 que la confianza institucional constituye el pilar fundamental de cualquier moneda moderna que sea exitosa. Por lo tanto, <b data-path-to-node=\"11\" data-index-in-node=\"161\">el futuro del dinero digital permanecer\u00e1 bajo control de los bancos<\/b> establecidos. As\u00ed, se espera que la <b data-path-to-node=\"11\" data-index-in-node=\"265\">estabilidad de las stablecoins en el mercado<\/b> se mantenga como una variable dependiente del respaldo que ofrecen los bancos centrales.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fabio Panetta, actual gobernador del Banco de Italia, sostuvo este mi\u00e9rcoles que el dinero bancario comercial alcanzar\u00e1 una digitalizaci\u00f3n absoluta pr\u00f3ximamente. Seg\u00fan el funcionario, la estabilidad de las stablecoins en el mercado carece de autonom\u00eda propia al depender de monedas fiduciarias tradicionales para funcionar. Esta visi\u00f3n refuerza el papel central de las instituciones financieras frente [&hellip;]<\/p>\n","protected":false},"author":33,"featured_media":61692,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[82,33],"tags":[140,142,383],"class_list":["post-61693","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-editors-picks","tag-criptomonedas","tag-noticias","tag-stablecoins"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fabio Panetta afirma que bancos y no stablecoins ser\u00e1n el ancla del dinero digital The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"El gobernador del Banco de Italia, Fabio Panetta, explica por qu\u00e9 la estabilidad de las stablecoins en el mercado depende totalmente de las monedas f\u00edat.\" 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