{"id":61858,"date":"2026-01-23T12:06:11","date_gmt":"2026-01-23T12:06:11","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=61858"},"modified":"2026-05-30T09:49:07","modified_gmt":"2026-05-30T07:49:07","slug":"ceo-de-circle-usdc-es-una-capa-neutral-no-un-rival-de-visa-o-mastercard","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/ceo-de-circle-usdc-es-una-capa-neutral-no-un-rival-de-visa-o-mastercard\/","title":{"rendered":"CEO de Circle: USDC es neutral, no un rival de Visa o Mastercard"},"content":{"rendered":"<p><strong>El CEO de Circle, Jeremy Allaire, dijo en Davos que USDC funciona como una &#8220;capa neutral&#8221; para las finanzas globales en lugar de un competidor directo de las redes de tarjetas.<\/strong> Argument\u00f3 que el dise\u00f1o de la moneda estable lo posiciona como una infraestructura compartida sobre la que otras empresas pueden construir para reducir costos y acelerar la liquidaci\u00f3n.<\/p>\n<p><!--more--><\/p>\n<p style=\"text-align: justify\"><strong>Allaire enmarc\u00f3 a <a href=\"https:\/\/www.youtube.com\/watch?v=GyFi4YXQj2Q\" target=\"_blank\" rel=\"noopener noreferrer\">USDC<\/a> como un medio abierto de liquidaci\u00f3n que complementa los canales de pago existentes<\/strong>. Al operar en blockchains p\u00fablicas y soportar conectividad &#8220;gateway&#8221; entre cadenas, U<strong>SDC permite transferencias casi instant\u00e1neas, las 24 horas del d\u00eda, y programabilidad que automatiza la liquidaci\u00f3n y los pagos condicionales.<\/strong><\/p>\n<p style=\"text-align: justify\">Circle enfatiza la interoperabilidad para que bancos, fintechs y monederos puedan acceder a la misma unidad de valor a trav\u00e9s de diferentes cadenas y servicios.<\/p>\n<p style=\"text-align: justify\">Esa arquitectura contrasta con las redes de tarjetas propietarias, que operan sistemas permissionados con membres\u00eda y estructuras de tarifas controladas<strong>. Circle presenta a USDC como un habilitador de efectos de red:<\/strong> una v\u00eda compartida para el valor en la que otros proveedores pueden conectarse en lugar de un reemplazo de circuito cerrado.<\/p>\n<p style=\"text-align: justify\">La distinci\u00f3n importa para bancos, procesadores de pagos y comerciantes porque la adopci\u00f3n e integraciones de USDC podr\u00edan remodelar los canales de liquidaci\u00f3n sin desplazar a las redes incumbentes. Las m\u00e9tricas on\u2011chain apuntan a una adopci\u00f3n r\u00e1pida: <strong>USDC registr\u00f3 $9.6 billones de volumen on\u2011chain en el tercer trimestre de 2025, un aumento del 680% interanual.<\/strong><\/p>\n<h2 style=\"text-align: justify\">El papel t\u00e9cnico de USDC y las palancas operativas<\/h2>\n<p style=\"text-align: justify\">Los desarrollos de mercado y asociaciones citados por Circle subrayan la tesis de integraci\u00f3n. Las principales redes de pago se han movido a pilotar o soportar la liquidaci\u00f3n con <a href=\"https:\/\/thecryptocurrencypost.net\/es\/tag\/stablecoins\/\">stablecoins<\/a>, y<strong> Visa ha habilitado la liquidaci\u00f3n en USDC con algunos emisores para acortar las ventanas de liquidaci\u00f3n. <\/strong><\/p>\n<p style=\"text-align: justify\">Comerciantes y proveedores de pagos han anunciado lanzamientos de productos que aceptan o enrutan USDC para pagos de baja latencia, y experimentos nacionales <strong>\u2014 incluida una iniciativa en Bermuda para expandir el uso de USDC \u2014<\/strong> muestran el inter\u00e9s del sector p\u00fablico en canales on\u2011chain.<\/p>\n<p style=\"text-align: justify\">Las propias cifras de Circle muestran una amplia expansi\u00f3n en 2025: <strong>la circulaci\u00f3n aument\u00f3 78% interanual y la capitalizaci\u00f3n de mercado creci\u00f3 73% hasta aproximadamente $75 mil millones.<\/strong> El mercado m\u00e1s amplio de stablecoins se report\u00f3 en $316 billion en enero de 2026, capturando alrededor del 10.19% del valor del mercado cripto. Allaire proyecta un crecimiento anual de aproximadamente 40% para las stablecoins a medida que se acelera la integraci\u00f3n bancaria.<\/p>\n<p style=\"text-align: justify\">Para inversores, equipos de producto y responsables de cumplimiento, el corto plazo pondr\u00e1 a prueba esta tesis de infraestructura. Los lanzamientos a principios de 2026 y los pilotos continuos por parte de grandes redes de pago revelar\u00e1n si las stablecoins reducen la latencia operativa y los costos de liquidaci\u00f3n en flujos en vivo, y si los actores incumbentes las integran como carriles complementarios o se decantan por modelos de tokens propietarios.<\/p>\n<p style=\"text-align: justify\">Los participantes del mercado deber\u00edan vigilar nuevas integraciones bancarias, pilotos de liquidaci\u00f3n y cualquier clarificaci\u00f3n regulatoria que afecte la custodia, la emisi\u00f3n y las transferencias transfronterizas, ya que esos desarrollos determinar\u00e1n qu\u00e9 tan r\u00e1pido el modelo de &#8220;capa neutral&#8221; de USDC se traduce en ventajas mensurables de costo y liquidez.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El CEO de Circle, Jeremy Allaire, dijo en Davos que USDC funciona como una &#8220;capa neutral&#8221; para las finanzas globales en lugar de un competidor directo de las redes de tarjetas. Argument\u00f3 que el dise\u00f1o de la moneda estable lo posiciona como una infraestructura compartida sobre la que otras empresas pueden construir para reducir costos [&hellip;]<\/p>\n","protected":false},"author":34,"featured_media":61857,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[80,33],"tags":[234,1923,299],"class_list":["post-61858","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-companias","category-editors-picks","tag-circle","tag-jeremy-allaire","tag-usdc"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CEO de Circle: USDC es neutral, no un rival de Visa o Mastercard The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"El CEO de Circle, Jeremy Allaire, dijo en Davos que USDC funciona como una &quot;capa neutral&quot; para las 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