{"id":62218,"date":"2026-01-28T14:03:51","date_gmt":"2026-01-28T14:03:51","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=62218"},"modified":"2026-05-30T09:23:52","modified_gmt":"2026-05-30T07:23:52","slug":"okx-lanza-tarjeta-de-pago-con-stablecoins-para-la-ue-a-traves-del-emisor-regulado-monavate","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/okx-lanza-tarjeta-de-pago-con-stablecoins-para-la-ue-a-traves-del-emisor-regulado-monavate\/","title":{"rendered":"OKX lanz\u00f3 una tarjeta que utiliza stablecoins para la UE a trav\u00e9s de Monavate"},"content":{"rendered":"<p><strong>OKX lanz\u00f3 una tarjeta de pago para la Uni\u00f3n Europea que permite a los usuarios usar <a href=\"https:\/\/thecryptocurrencypost.net\/es\/tag\/stablecoins\/\">stablecoins<\/a> como USDC y USDG en comercios Mastercard.<\/strong> El producto es emitido por UAB Monavate, una instituci\u00f3n de dinero electr\u00f3nico lituana, y est\u00e1 dise\u00f1ada para convertir stablecoins a fiat en el punto de venta bajo el marco regulatorio MiCA.<\/p>\n<p><!--more--><\/p>\n<p><strong><a href=\"https:\/\/www.okx.com\/es-la\/learn\/modernizing-money-with-onchain-payments#:~:text=With%20OKX%20Card%2C%20those%20stablecoins,usable%20in%20the%20real%20world\" target=\"_blank\" rel=\"noopener noreferrer\">OKX<\/a> dise\u00f1\u00f3 la tarjeta para eliminar comisiones y de esta manera evitar pasos de conversi\u00f3n separados, <\/strong>durante el\u00a0pago, el saldo en stablecoins en OKX Pay se convierte autom\u00e1ticamente a euros.<\/p>\n<p>Adem\u00e1s,\u00a0 l<strong>a tarjeta se integra con Apple Pay y Google Pay<\/strong> para su uso en l\u00ednea y en tiendas adheridas. OKX enfatiza el control del usuario manteniendo los activos fuera de la custodia de terceros hasta el momento de la compra.<\/p>\n<p>La tarjeta ofrece conversi\u00f3n autom\u00e1tica e inmediata desde la aplicaci\u00f3n de <strong>OKX Pay<\/strong>, con cero comisiones por transacci\u00f3n y por cambio de divisa (se aplica un spread de mercado del 0.4% en la conversi\u00f3n). Adem\u00e1s, <strong>cuenta con\u00a0incentivos<\/strong> de lanzamiento que incluyen hasta un<strong> 20% de devoluci\u00f3n<\/strong>\u00a0para usuarios VIP y hasta un <strong>15% para el resto.<\/strong><\/p>\n<h2>Las claves del lanzamiento de la tarjeta de OKX<\/h2>\n<p><strong>La tarjeta de OKX es emitida a trav\u00e9s de Monavate y se procesa en la infraestructura de Mastercard, operando bajo las normas MiCA y sujeta a los est\u00e1ndares AML\/KYC de la Uni\u00f3n Europea.<\/strong> Esto significa que cumple con todo el marco regulatorio para ser utilizada por usuarios e instituciones sin riesgos, aunque prevalece cierta incertidumbre sobre la capacidad de <a href=\"https:\/\/thecryptocurrencypost.net\/es\/companias\/\" target=\"_blank\" rel=\"noopener\">Monavate<\/a>.<\/p>\n<p>Otro punto clave es que en noviembre pasado se anunci\u00f3 la compra de Monavate por parte Exodus, aunque sigue pendiente de hacerse y queda sujeto a cambios estrateg\u00edcos que pueden afectar el lanzamiento de la tarjeta.<\/p>\n<p>La tarjeta elimina un punto de fricci\u00f3n com\u00fan entre la custodia de criptoactivos y el gasto cotidiano, <strong>pero su durabilidad depende de la resiliencia operativa de Monavate y del resultado de la transici\u00f3n corporativa pendiente.<\/strong> Las reacciones de los reguladores y cualquier acci\u00f3n adicional del emisor determinar\u00e1n si el producto escala sin problemas en todo el EEA o enfrenta interrupciones que pongan a prueba la dependencia del modelo en la infraestructura de terceros.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OKX lanz\u00f3 una tarjeta de pago para la Uni\u00f3n Europea que permite a los usuarios usar stablecoins como USDC y USDG en comercios Mastercard. El producto es emitido por UAB Monavate, una instituci\u00f3n de dinero electr\u00f3nico lituana, y est\u00e1 dise\u00f1ada para convertir stablecoins a fiat en el punto de venta bajo el marco regulatorio MiCA.<\/p>\n","protected":false},"author":35,"featured_media":62217,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[80,33],"tags":[1946,1945,439],"class_list":["post-62218","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-companias","category-editors-picks","tag-exodus","tag-monavate","tag-okx"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>OKX lanz\u00f3 una tarjeta que utiliza stablecoins para la UE a trav\u00e9s de Monavate The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"OKX lanz\u00f3 una tarjeta de pago para la Uni\u00f3n Europea 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