{"id":63679,"date":"2026-03-02T12:15:32","date_gmt":"2026-03-02T12:15:32","guid":{"rendered":"https:\/\/thecryptocurrencypost.net\/es\/?p=63679"},"modified":"2026-03-02T12:15:33","modified_gmt":"2026-03-02T12:15:33","slug":"banco-europeo-bbva-y-once-entidades-lanzan-la-stablecoin-qivalis-para-el-2026","status":"publish","type":"post","link":"https:\/\/thecryptocurrencypost.net\/es\/banco-europeo-bbva-y-once-entidades-lanzan-la-stablecoin-qivalis-para-el-2026\/","title":{"rendered":"Banco europeo BBVA y once entidades lanzan la stablecoin Qivalis para el 2026"},"content":{"rendered":"<p data-path-to-node=\"3\">Seg\u00fan el reporte publicado por el diario econ\u00f3mico Cinco D\u00edas, el consorcio Qivalis, integrado por doce instituciones incluyendo a BBVA e ING, lanzar\u00e1 su <b data-path-to-node=\"3\" data-index-in-node=\"154\">euro stablecoin Qivalis durante el segundo semestre de 2026<\/b>. Esta ambiciosa iniciativa busca <b data-path-to-node=\"3\" data-index-in-node=\"247\">establecer una alternativa digital regulada y de alta liquidez<\/b> dise\u00f1ada espec\u00edficamente para el entorno institucional del mercado com\u00fan europeo.<\/p>\n<p data-path-to-node=\"4\"><span class=\"citation-1\">El proyecto, que recientemente incorpor\u00f3 al banco BBVA como su miembro n\u00famero doce el pasado febrero, <\/span><b data-path-to-node=\"4\" data-index-in-node=\"102\"><span class=\"citation-1\">pretende facilitar pagos transfronterizos corporativos en tiempo real<\/span><\/b><span class=\"citation-1 citation-end-1\"> mediante una infraestructura digital soberana.<\/span> La participaci\u00f3n de gigantes como ING y UniCredit <b data-path-to-node=\"4\" data-index-in-node=\"269\">consolida una base de liquidez institucional sin precedentes<\/b>, marcando un hito fundamental en la b\u00fasqueda de la necesaria autonom\u00eda monetaria digital de la Eurozona.<\/p>\n<h2 data-path-to-node=\"5\">La arquitectura financiera de la Eurozona desaf\u00eda el predominio global del d\u00f3lar estadounidense<\/h2>\n<p data-path-to-node=\"6\">La estructura de reservas de este activo digital contempla un respaldo \u00edntegro de uno a uno, <b data-path-to-node=\"6\" data-index-in-node=\"93\">priorizando la seguridad mediante dep\u00f3sitos bancarios f\u00edsicos<\/b> en al menos un cuarenta por ciento del total. El capital restante se asignar\u00e1 a <b data-path-to-node=\"6\" data-index-in-node=\"235\">bonos soberanos de alta calidad crediticia europea<\/b>, mitigando as\u00ed el riesgo de concentraci\u00f3n geogr\u00e1fica que ha afectado negativamente a diversos proyectos privados en ciclos financieros previos.<\/p>\n<p data-path-to-node=\"7\">Este movimiento responde directamente a las exigencias del marco regulatorio de los <strong><a class=\"ng-star-inserted\" href=\"https:\/\/eur-lex.europa.eu\/legal-content\/ES\/TXT\/?uri=CELEX:32023R1114\" target=\"_blank\" rel=\"noopener noreferrer\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwiZnIKzkoGTAxUAAAAAHQAAAAAQmwE\">Mercados de Criptoactivos<\/a><\/strong> (MiCA), dise\u00f1ado para <b data-path-to-node=\"7\" data-index-in-node=\"132\">proteger a los usuarios finales y asegurar la estabilidad<\/b> del sistema financiero regional de manera integral. El cumplimiento estricto de estas normativas <b data-path-to-node=\"7\" data-index-in-node=\"287\">permitir\u00e1 redenciones inmediatas durante las veinticuatro horas<\/b> del d\u00eda, garantizando una paridad constante y confiable con el euro para todos los tenedores institucionales.<\/p>\n<p data-path-to-node=\"8\">Hist\u00f3ricamente, el mercado de las monedas estables ha estado saturado por opciones vinculadas al billete verde, <b data-path-to-node=\"8\" data-index-in-node=\"112\">limitando la competitividad de las transacciones comerciales<\/b> europeas en el entorno Web3 contempor\u00e1neo y globalizado. Durante el convulso ciclo de 2022, la volatilidad extrema demostr\u00f3 fehacientemente que <b data-path-to-node=\"8\" data-index-in-node=\"317\">la falta de un respaldo institucional s\u00f3lido<\/b> puede derivar en crisis de liquidez sist\u00e9micas que impactan con fuerza a los inversores internacionales.<\/p>\n<h2 data-path-to-node=\"9\">\u00bfPodr\u00e1 la adopci\u00f3n de activos regulados sustituir los sistemas de pagos tradicionales?<\/h2>\n<p data-path-to-node=\"10\">La inclusi\u00f3n de plataformas locales como Bit2Me en las conversaciones preliminares <b data-path-to-node=\"10\" data-index-in-node=\"83\">subraya la importancia de contar con socios licenciados<\/b> que comprendan perfectamente el complejo entorno jur\u00eddico local de la Uni\u00f3n Europea. Al integrar a los propios bancos accionistas como distribuidores autorizados, <b data-path-to-node=\"10\" data-index-in-node=\"302\">el ecosistema de Qivalis garantiza un flujo<\/b> de capital org\u00e1nico que trasciende las limitaciones operativas y los horarios restrictivos de la banca tradicional actual.<\/p>\n<p data-path-to-node=\"11\">Esta transformaci\u00f3n hacia una infraestructura basada en tecnolog\u00eda <a href=\"https:\/\/thecryptocurrencypost.net\/es\/noticias-criptomonedas\/blockchain\/\" target=\"_blank\" rel=\"noopener\"><b data-path-to-node=\"11\" data-index-in-node=\"67\">blockchain<\/b> <\/a>permitir\u00e1 que las compa\u00f1\u00edas realicen transacciones B2B con una velocidad hasta ahora inalcanzable para el sector financiero. La mirada estrat\u00e9gica de Qivalis <b data-path-to-node=\"11\" data-index-in-node=\"236\">apunta hacia la interoperabilidad global definitiva<\/b>, estableciendo un est\u00e1ndar t\u00e9cnico riguroso que podr\u00eda ser replicado por otras <strong><a class=\"ng-star-inserted\" href=\"https:\/\/www.fsb.org\/wp-content\/uploads\/P170723-2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwiZnIKzkoGTAxUAAAAAHQAAAAAQnAE\">jurisdicciones financieras<\/a> <\/strong>de alta relevancia internacional en los pr\u00f3ximos a\u00f1os de la presente d\u00e9cada.<\/p>\n<p data-path-to-node=\"12\">El lanzamiento previsto para el segundo semestre de 2026 <b data-path-to-node=\"12\" data-index-in-node=\"57\">actuar\u00e1 como el catalizador definitivo para la adopci\u00f3n<\/b> institucional masiva de activos digitales dentro del territorio soberano de la <strong><a href=\"https:\/\/thecryptocurrencypost.net\/es\/?s=Uni%C3%B3n+Europea\" target=\"_blank\" rel=\"noopener\">Uni\u00f3n Europea<\/a><\/strong>. Los analistas deber\u00e1n vigilar de cerca la <b data-path-to-node=\"12\" data-index-in-node=\"249\">incorporaci\u00f3n de nuevos socios de liquidez globales<\/b>, ya que este factor determinante definir\u00e1 la profundidad real del mercado y la resistencia del activo frente a posibles choques macroecon\u00f3micos imprevistos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Seg\u00fan el reporte publicado por el diario econ\u00f3mico Cinco D\u00edas, el consorcio Qivalis, integrado por doce instituciones incluyendo a BBVA e ING, lanzar\u00e1 su euro stablecoin Qivalis durante el segundo semestre de 2026. Esta ambiciosa iniciativa busca establecer una alternativa digital regulada y de alta liquidez dise\u00f1ada espec\u00edficamente para el entorno institucional del mercado com\u00fan [&hellip;]<\/p>\n","protected":false},"author":39,"featured_media":63680,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[82,33],"tags":[140,142,383,2026],"class_list":["post-63679","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-editors-picks","tag-criptomonedas","tag-noticias","tag-stablecoins","tag-union-europea-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banco europeo BBVA y once entidades lanzan la stablecoin Qivalis para el 2026 The CryptoCurrency Post ESP<\/title>\n<meta name=\"description\" content=\"Qivalis, liderado por BBVA, lanzar\u00e1 una euro stablecoin en 2026 bajo MiCA. El 40% de las reservas ser\u00e1n dep\u00f3sitos bancarios para asegurar su liquidez.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thecryptocurrencypost.net\/es\/banco-europeo-bbva-y-once-entidades-lanzan-la-stablecoin-qivalis-para-el-2026\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banco europeo BBVA y once entidades lanzan la stablecoin Qivalis para el 2026 The CryptoCurrency Post ESP\" \/>\n<meta property=\"og:description\" content=\"Qivalis, liderado por BBVA, lanzar\u00e1 una euro stablecoin en 2026 bajo MiCA. 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