Digital Custodians: Who really holds your retirement Bitcoin?
The United States is currently leading the integration of digital assets into private retirement funds. The world’s largest asset managers are facilitating access for millions...
Is Under-Collateralized Credit the Final Blow to Traditional Banking or Just Another Tech Bubble?
by Luis Malavé
Decentralized finance platforms have ceased to be speculative experimental laboratories to become robust credit infrastructures. The transition toward advanced capital efficiency models marks a definitive...
HSBC and Anchorpoint obtain the first 2 licenses to issue stablecoins in Hong Kong
by Luis Malavé
The stablecoin issuance in Hong Kong has reached a historic turning point following the granting of operating permits to HSBC and Anchorpoint Financial. According to...
France tightens MiCA limits for stablecoins and monitors wallets over 5,000 euros
by Luis Malavé
France is leading an unprecedented regulatory offensive by proposing much stricter MiCA limits for stablecoins, focusing primarily on assets linked to foreign currencies. According to...
FOMO vs fundamentals: how to identify crypto projects with real potential
by Luis Malavé
Irrational euphoria often clouds the judgment of both institutional and retail investors, creating unsustainable bubbles. It is vital to analyze the FOMO vs fundamentals relationship...
The twilight of retail: why institutional investment in crypto now dominates market cycles
by Luis Malavé
The digital asset landscape has undergone a structural metamorphosis where mass enthusiasm has been replaced by the rigor of corporate capital. Institutional investment in crypto...
VARA Dubai regulates virtual assets with 3 categories to boost RWA sector
by Luis Malavé
Dubai’s Virtual Assets Regulatory Authority published this Thursday, April 9, 2026, a detailed technical guidance on the issuance of tokens. The document, based on the...
Bitcoin Depot suffers 3.7 million theft after critical breach of its systems
by Luis Malavé
The ATM operator Bitcoin Depot confirmed the loss of 3.7 million dollars following a cyber attack that occurred last March 23. According to the SEC...
The risk of unsecured credit: Is under-collateralized lending the final engine of DeFi?
by Luis Malavé
The decentralized finance ecosystem faces a technical glass ceiling due to mandatory over-collateralization. While this model protected the sector during extreme volatility, under-collateralized lending is...
White House links stablecoin yields with a 2.1 billion dollar banking impact
by Luis Malavé
According to the recent CEA report published this Wednesday, banning stablecoin yields would only increase bank lending by 2.1 billion dollars. This primary data suggests...