Revolut and Trust Wallet have launched an instant fiat-to-crypto purchase flow for European users that delivers purchased tokens directly into users’ self-custodial wallets. Revolut provides on‑ramps such as Revolut Pay, cards and bank transfers while Trust Wallet receives the assets immediately, a design aimed at giving users immediate control and reducing custodial risk.
The integration routes purchases for assets including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), USD Coin (USDC) and Tether (USDT) from Revolut’s payment rails to the user’s linked Trust Wallet without passing through Revolut’s internal custody.
Revolut supports funding via Revolut Pay, credit/debit cards and direct bank transfers and operates with transaction fees noted in the collaboration at roughly 0% to 0.49%. The flow is intended to shorten settlement steps and eliminate the need for users to move funds off an exchange after purchase, emphasizing immediate delivery into a self-custodial environment.
Trust Wallet will hold the private keys once the purchase completes; the wallet supports over 10 million assets across more than 100 blockchains and offers secure private key storage, biometric authentication and dApp interaction safeguards. Self-custody is defined as the user retaining sole control of their private keys and therefore direct ownership of the underlying assets, aligning with the maxim “not your keys, not your crypto”, which places control and responsibility with users rather than a centralized custodian.
Trust Wallet’s leadership under CEO Eowyn Chen is presented as part of the product framing, reinforcing the emphasis on security and user autonomy.
Regulatory and compliance mechanics for Revolut
Revolut’s operation of the service rests on its Markets in Crypto‑Assets (MiCA) authorization from the Cyprus Securities and Exchange Commission, granted in October 2025, which allows the firm to provide regulated crypto services across 30 European Economic Area markets.
MiCA is a regulatory framework designed to harmonize crypto-asset rules across the EEA. As a Virtual Asset Service Provider (VASP), Revolut applies Anti‑Money Laundering (AML) and Know Your Customer (KYC) checks and implements Travel Rule obligations, collecting sender and receiver information and verifying wallet ownership; it partners with Travel Rule solutions such as TRUST for identity verification.
The company’s prior regional adjustments—such as withdrawing services from Hungary for regulatory reasons—are cited as examples of ongoing compliance-driven operational changes, underscoring the centrality of regulation to service design.
The Revolut–Trust Wallet pairing combines a mainstream fintech on‑ramp with a multi‑chain self‑custody wallet to reduce the friction between fiat and decentralized finance while keeping regulatory compliance central.
