During the recent Binance Blockchain Week, industry experts highlighted how stablecoin adoption has evolved from an experimental niche to a critical global financial utility. The panel, moderated by CryptoNews, featured Sam Elfarra from Tron DAO, Marcelo Sacomori from Braza Bank, and Daniel Lee from Banking Circle. The speakers agreed that these digital assets are rapidly becoming the backbone of global value exchange.
The moderator opened the session by noting that stablecoins are the fastest-growing segment in digital assets, with daily trading volumes now surpassing Visa. The discussion highlighted that issuance and wallet counts have risen by approximately 50% recently. This trend underscores the massive demand for digital dollars in emerging markets where local currency suffers from high volatility and inflation.
Banking infrastructure and regulatory clarity as catalysts
Marcelo Sacomori explained how Braza Bank uses Brazil’s regulatory clarity to drive the issuance of Real and USD-linked tokens. Institutional trust has been strengthened thanks to transparent reserves and independent verifications, essential elements for corporate adoption. Sacomori stated that once stablecoins are used for payments, it is unlikely to return to traditional methods due to their efficiency.
On the other hand, Daniel Lee from Banking Circle detailed the importance of the European Union’s e-money token frameworks for institutions. He explained that real-world assets cannot scale without tokenized settlement enabling atomic, near-instant transfers. The distinction between tokenized deposits and bearer stablecoins is crucial for creating regulated, bankruptcy-remote structures in the modern economy.
Will stablecoins be able to definitively replace traditional payment systems?
Sam Elfarra from Tron DAO described significant momentum in regions like Latin America, Africa, and Southeast Asia, where users prioritize dollar stability. The network has demonstrated notable operational resilience, maintaining high transaction throughput even during periods of market volatility. This operational reliability is what allows stablecoins to function as a safe haven and an efficient daily payment tool.
The panel’s final consensus was that stablecoins have ceased to be a niche experiment to become deeply integrated into global finance. It is expected that in the coming years, these assets will redefine not only cross-border payments but also value storage. The industry anticipates that tokenized settlement will be the future standard, forcing traditional banking to adapt or get left behind.
