IBM launched “Digital Asset Haven” for banks, governments and large companies that need multi-chain token and stablecoin infrastructure. The platform supports issuance, custody and transaction tracking across more than 40 blockchains. It bundles quantum-grade security, built-in compliance controls and access to on-chain yields to help move pilots into production.
The release lands as tokens and stablecoins gain momentum in capital markets, positioning IBM as a conduit between public chains and private banking networks. By unifying security, policy and connectivity, the service targets treasurers, traders and custodians who require industrial-grade controls.
IBM built the service with Paris-based Dfns, a wallet specialist operating 15 million wallets for 250+ clients. This partnership brings proven wallet orchestration at scale alongside IBM’s enterprise stack.
Every wallet applies three layers of protection: quantum-proof mathematics, tamper-proof hardware via IBM’s Crypto Express 8S card, and a split-key technique that distributes private keys across multiple servers so no single breach can drain funds. The goal is resilience against both software and hardware attacks.
One console spans public chains like Ethereum and closed bank networks, and it includes built-in KYC, AML and policy screens for governance. Tokenization converts real assets—such as shares, bonds or gold—into digital tokens that move on a ledger. Market figures cited in the release show tokenized equities up 220% in one month, with active addresses rising from 1,600 to 90,000.
The platform can let approved staff deploy idle balances into vetted DeFi pools to earn yield, a design that may create incremental revenue while introducing additional risk that requires careful oversight.
What follows for institutions
Faster uptake is likely when a household name pairs ready-made compliance with multi-chain access, lowering barriers to full-scale tokenization and stablecoin operations. This combination can turn small tests into live programs for treasurers, traders and custodians.
New hazards accompany any doorway to DeFi, demanding strict rules, audits and policy enforcement or else institutions risk fines or losses. Liquidity could fragment as tokens circulate across dozens of chains, potentially thinning order books across venues. A tech giant’s entry also pressures rivals and regulators to converge on shared standards that clarify responsibilities and interoperability.
Over the next two release windows, IBM expects to learn whether banks move from trials to daily use, setting a near-term checkpoint for institutional adoption.
